4516 Serenity Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4516 Serenity Point Rd, Tower, MN 55790

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1.75 ba · 1,680 sqft · built 2019
Lot Size	1.98 acres (86,478 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2015)
Tax Bill	$4,758 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-0343-00040`

Property Details

APN / Parcel Number

Primary APN	`387-0343-00040`
Alternative APN	`1080176`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,680 sqft Gross Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Logs
Construction Type	Log
Lot Area	86,478 sqft (1.98 acres)
Garage Area	832 sqft
Porch	Slab
Porch Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1080176
Street Address	4516 SERENITY POINT RD
City	TOWER
State	MN
Zip	55790-2305
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 4 BLOCK 1 SERIAL #
Legal Subdivision	SERENITY POINT
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1262
Census Tract	15502

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4516 SERENITY POINT RD, TOWER, MN 55790-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Nov 6, 2018	Deed of Trust, Mortgage · Line of Credit JOHNSON BANK
Oct 4, 2018	Deed of Trust, Mortgage JOHNSON BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 6, 2015 · Amount on Record
Deed Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	20151271196
Prior Transfer Date	Jan 20, 2011
Prior Transfer Doc	0000053746
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4516 SERENITY POINT RD, TOWER, MN 55790-2305
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458216
Date	Dec 8, 2022
Instrument	1458216

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4516 SERENITY POINT RD, TOWER, MN 55790-2305
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411475
Date	Apr 23, 2021
Instrument	1411475

Lender

Name	JOHNSON BANK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4516 SERENITY POINT RD, TOWER, MN 55790-2305
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001344251
Date	Nov 6, 2018
Instrument	1344251

Lender

Name	JOHNSON BANK
Type	Bank
Address	HAYWARD, WI 54843

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4516 SERENITY POINT RD, TOWER, MN 55790-2305
Document Number	00A1342169
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4516 SERENITY POINT RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	00A1342169
Date	Oct 8, 2018
Instrument	A1342169

Lender

Name	JOHNSON BK
Type	Bank
Address	RACINE, WI 53401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,758.00 (+6.54%) Homeowner's exemption
2025	$4,466.00 (-7.11%) Homeowner's exemption	$589,200 (+0.55%) Land $257,200 Building $332,000	$589,200 (+0.55%) Land $257,200 Building $332,000
2024	$4,808.00	$586,000 (+6.33%) Land $224,100 Building $361,900	$586,000 (+6.33%) Land $224,100 Building $361,900
2022		$551,100 Land $206,800 Building $344,300	$551,100 Land $206,800 Building $344,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Serenity Point Rd

Nearby Streets

All Tower, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures