4512 Serenity Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4512 Serenity Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	2.09 acres (91,317 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2026)
Tax Bill	$1,736 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0343-00060`

Property Details

APN / Parcel Number

Primary APN	`387-0343-00060`
Alternative APNs	`1091878` `1196651`

Exterior

Construction Type	Wood
Lot Area	91,317 sqft (2.09 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	1196651
Street Address	4512 SERENITY POINT RD
City	TOWER
State	MN
Zip	55790-2305
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 6 BLOCK 1 SERIAL #
Legal Subdivision	PLAT OF SERENITY POINT
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1262
Census Tract	15502

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	635 62ND ST, CIRCLE PINES, MN 55014-1437
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage ABC BANK
Jul 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	20261531526
Prior Transfer Date	Jan 20, 2011
Prior Transfer Doc	0000053746
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 28, 2026
Property Address	4512 SERENITY POINT RD, TOWER, MN 55790-2305
Document Number	0001531526
Instrument Date	Apr 6, 2026
Instrument	2026.1531526
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 62ND ST, CIRCLE PINES, MN 55014-1437

Mortgage

Document Number	0001531527,
Date	Apr 28, 2026
Instrument	2026.1531527

Lender

Name	ABC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 8, 2031

Interest

Rate	6.11%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 2, 2020
Property Address	4512 SERENITY POINT RD, TOWER, MN 55790-2305
Document Number	00A1384193
Instrument Date	Jun 26, 2020
Instrument	A1384193
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$446.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11715 177TH ST W LAKEVILLE MN 550445203, LAKEVILLE, MN 55044-5203

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,736.00 (+44.67%)
2025	$1,200.00 (-0.99%)	$174,900 (+16.91%) Land $174,500 Building $400	$174,900 (+16.91%) Land $174,500 Building $400
2024	$1,212.00	$149,600 (+9.76%) Land $149,600	$149,600 (+9.76%) Land $149,600
2022		$136,300 Land $136,300	$136,300 Land $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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All Tower, MN Property Records

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