4510 Serenity Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4510 Serenity Point Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Lot Size10.6 acres (465,512 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Apr 2021)
Tax Bill$1,546 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN387-0343-00070

Property Details

APN / Parcel Number

Primary APN387-0343-00070
Alternative APNs
  • 1107419
  • 1142472

Exterior

Lot Area465,512 sqft (10.6 acres)

Location & Zoning

Account Number1142472
Street Address4510 SERENITY POINT RD
CityTOWER
StateMN
Zip55790-2305
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 7 BLOCK 1 SERIAL #
Legal SubdivisionPLAT OF SERENITY POINT
Legal Block1
Legal Lot Number7
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1262
Census Tract15502

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5011 DUDLEY ST, LINCOLN, NE 68504-3181
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2021 · Amount on Record
Deed SaleApr 14, 2021 · Amount on Record
Deed Document Number20211410305
Prior Transfer DateJan 20, 2011
Prior Transfer Doc0000053746
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 14, 2021
Property Address4510 SERENITY POINT RD, TOWER, MN 55790-2305
Document Number0001410305
Instrument DateFeb 22, 2021
Instrument1410305
Transaction TypeTransfer
Record UpdatedMay 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$429.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 ELMWOOD ST E, LANESBORO, MN 55949-9749

Mortgage

Document Number0001410306
DateApr 14, 2021
Instrument1410306
Lender
NameF & M COMMUNITY BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,546.00 (+40.55%)
2025$1,100.00 (-0.9%)$168,200 (+22.33%) Land $160,400 Building $7,800$168,200 (+22.33%) Land $160,400 Building $7,800
2024$1,110.00$137,500 (+9.65%) Land $137,500$137,500 (+9.65%) Land $137,500
2022$125,400 Land $125,400$125,400 Land $125,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Consolidated Telephone Company
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Serenity Point Rd

Nearby Streets

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