St. Louis County property record for 4514 Serenity Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 2022 |
| Lot Size | 1.92 acres (83,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Dec 2020) |
| Tax Bill | $6,184 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0343-00050 |
| Primary APN | 387-0343-00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Gross Area |
| 1st Floor Area | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 83,851 sqft (1.92 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1102052 |
|---|---|
| Street Address | 4514 SERENITY POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 5 BLOCK 1 SERIAL # |
| Legal Subdivision | PLAT OF SERENITY POINT |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4514 SERENITY POINT RD, TOWER, MN 55790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTH STAR CU |
| Dec 18, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Deed Document Number | 20201399085 |
| Prior Transfer Date | Jan 20, 2011 |
| Prior Transfer Doc | 0000053746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4514 SERENITY POINT RD, TOWER, MN 55790-2305 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | NORTH STAR CREDIT UNION |
| Name | Verified Name |
|---|
| Document Number | 0001447796 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 1447796 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 18, 2020 |
| Property Address | 4514 SERENITY POINT RD, TOWER, MN 55790-2305 |
| Document Number | 00A1399085 |
| Instrument Date | Dec 15, 2020 |
| Instrument | A1399085 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $479.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | W245 7265 HEATHER RIDGE DR WAUKESHA WI 53189, WAUKESHA, WI 53189 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,184.00 (+21.4%) | ||
| 2025 | $5,094.00 (+24.49%) | $661,300 (+12.98%) Land $247,100 Building $414,200 | $661,300 (+12.98%) Land $247,100 Building $414,200 |
| 2024 | $4,092.00 | $585,300 (+258.2%) Land $215,400 Building $369,900 | $585,300 (+258.2%) Land $215,400 Building $369,900 |
| 2022 | $163,400 Land $163,400 | $163,400 Land $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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