Orange County property record for 4512 Montecito Dr, La Palma, CA 90623
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 1,897 sqft · built 1995 |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Jul 2016) |
| Tax Bill | $7,234 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 930-234-98 |
| Primary APN | 930-234-98 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,897 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4512 MONTECITO DR |
|---|---|
| City | LA PALMA |
| State | CA |
| Zip | 90623-1628 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 15061 BLK LOT 1 UN 20 TRACT 15061, POR. OF LOT 1 OF PROJECT 930-23 |
| Legal Subdivision | THE VILLAS AT MONTECITO |
| Legal Tract | 15061 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 110116 |
4512 Montecito Dr, a condominium, is owned and occupied by two individuals who bought it in July 2016.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4512 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI LADERA LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2016 · Amount on File |
| Deed Sale | Jul 15, 2016 · Amount on File |
| Prior Sale | Jul 20, 2001 · Amount on File |
| Deed Document Number | 2016324540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4512 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4512 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Document Number | 0000151496 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021000151496 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4512 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Document Number | 0000499059 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4512 MONTECITO DR LA PALMA CA 906231628, LA PALMA, CA 90623-1628 |
| Document Number | 0000499059 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 499059 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 4512 Montecito Dr was $7,234 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | La Palma City |
| Secondary School District | Anaheim Union High School District (07 - 12) |
| Elementary School District | Cypress Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $633,328 (+2%) Land $389,322 Building $244,006 | |
| 2025 | $7,234.00 Homeowner's exemption | $620,910 Land $381,688 Building $239,222 |
| 2023 | $6,762.00 (+1.17%) Homeowner's exemption | $596,800 Land $366,866 Building $229,934 |
| 2022 | $6,684.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4512 Montecito Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4512 Montecito Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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