4515 Highgate Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4515 Highgate Dr, Delray Beach, FL 33445

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,734 sqft · built 2005
Lot Size	0.04 acres (1,721 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2019)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-22-002-0030`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-22-002-0030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,734 sqft Living Area
1st Floor Area	1,133 sqft
Upper Floors Area	663 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	1,721 sqft (0.04 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4515 HIGHGATE DR
City	DELRAY BEACH
State	FL
Zip	33445-3559
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRD
Legal Description	BEXLEY PARK LT 3 BLK 2
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	BEXLEY PARK
Legal Block	2
Legal Lot Number	3
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3001
Census Tract	6604

Owner

4515 Highgate Dr, a townhouse, is owned and occupied by an individual who bought it in October 2019.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	4515 HIGHGATE DR, DELRAY BEACH, FL 33445-3559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 2, 2019	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK FLORIDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	Mar 9, 2007 · Amount on File
Deed Document Number	2019361755
Deed Book / Page	30927 / 524
Prior Transfer Date	Mar 6, 2007
Prior Transfer Doc	0214981000
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4515 HIGHGATE DR, DELRAY BEACH, FL 33445-3559
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 HIGHGATE DR, DELRAY BEACH, FL 33445-3559

Mortgage

Document Number	0360270425
Date	Sep 26, 2025
Book Page	36027/425
Instrument	20250343225

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 2, 2019
Property Address	4515 HIGHGATE DR, DELRAY BEACH, FL 33445-3559
Document Number	0309270524
Book / Page	030927 / 000524
Instrument Date	Sep 30, 2019
Instrument	361755
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	TITLE ALLIANCE/THE PALM BEACHES LLC, TITLE ALLIANCE/THE PALM BEACHE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 HIGHGATE DR DELRAY BEACH FL 334453559, DELRAY BEACH, FL 33445-3559

Mortgage

Document Number	309270527
Date	Oct 2, 2019
Book Page	030927/000527
Instrument	361756

Lender

Name	FIRSTBANK FLORIDA
Type	Bank
Address	MIAMI, FL 33126

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4515 Highgate Dr was $4,292 with a homeowner's exemption, up 5.3% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00 (+5.27%) Homeowner's exemption	$262,238	$367,000 Building $367,000
2024	$4,077.00 (-0.1%)
2023	$4,081.00 (+0.84%) Homeowner's exemption	$247,424 (+3%)	$350,000 (+17.06%) Building $350,000
2022	$4,047.00 Homeowner's exemption	$240,217	$298,998 Building $298,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515 Highgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 Highgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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