4510 Highgate Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4510 Highgate Dr, Delray Beach, FL 33445

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 3 ba · 2,761 sqft · built 2005
Lot Size	0.12 acres (5,249 sqft)
Owner	Individual Name on File
Last Sale	$446,000 (Jan 2021)
Tax Bill	$10,206 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-22-001-0990`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-22-001-0990`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,761 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	1,602 sqft
Upper Floors Area	1,159 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,249 sqft (0.12 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	508 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4510 HIGHGATE DR
City	DELRAY BEACH
State	FL
Zip	33445-3558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PRD
Legal Description	BEXLEY PARK LT 99 BLK 1
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	BEXLEY PARK
Legal Block	1
Legal Lot Number	99
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3012
Census Tract	6604

Owner

4510 Highgate Dr, a zero lot line, is owned and occupied by an individual who bought it in January 2021.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4510 HIGHGATE DR, DELRAY BEACH, FL 33445-3558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Aug 4, 2015 · Amount on File
Deed Document Number	20210012255
Deed Book / Page	32083 / 214
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 11, 2021
Property Address	4510 HIGHGATE DR, DELRAY BEACH, FL 33445-3558
Document Number	0320830214
Book / Page	32083 / 214
Map Reference	MB 102 PG 48-56
Instrument Date	Jan 4, 2021
Instrument	20210012255
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LEXANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,122.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 SHIERY CT, 105, GILBERTSVILLE, PA 19525-9292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 HIGHGATE DR, DELRAY BEACH, FL 33445-3558

Mortgage

Document Number	0032083216
Date	Jan 11, 2021
Instrument	32083/216

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4510 Highgate Dr was $10,206.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,206.00	$554,324 Land $140,848 Building $413,476	$554,324 Land $140,848 Building $413,476
2023	$9,236.00 (+11.87%)	$553,463 (+22.78%) Land $128,043 Building $425,420	$553,463 (+22.78%) Land $128,043 Building $425,420
2022	$8,256.00	$450,785 Land $144,835 Building $305,950	$450,785 Land $144,835 Building $305,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4510 Highgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4510 Highgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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