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4514 Highgate Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4514 Highgate Dr, Delray Beach, FL 33445

Property Summary

Property TypeZero Lot Line
Details3 bd · 3 ba · 2,480 sqft · built 2005
Lot Size0.131 acres (5,724 sqft)
OwnerIndividual Name on File
Last Sale$427,500 (Dec 2020)
Tax Bill$6,665 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-42-46-12-22-001-0980

Property Details

APN / Parcel Number

Primary APN12-42-46-12-22-001-0980

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,480 sqft Living Area
Gross Area3,615 sqft
1st Floor Area1,292 sqft
Upper Floors Area1,188 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area5,724 sqft (0.131 acres)
Garage Area483 sqft
PorchOpen Porch
Porch Area548 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4514 HIGHGATE DR
CityDELRAY BEACH
StateFL
Zip33445-3558
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Local Zoning CodePRD
Legal DescriptionBEXLEY PARK LT 98 BLK 1
Legal Range42E
Legal Township46S
Legal Section12
Legal SubdivisionBEXLEY PARK
Legal Block1
Legal Lot Number98
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group3
Census Block3012
Census Tract6604

Owner

4514 Highgate Dr, a zero lot line, is owned and occupied by an individual who bought it in December 2020.

Source: Palm Beach County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4514 HIGHGATE DR, DELRAY BEACH, FL 33445-3558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2020 · Amount on File
Deed SaleDec 3, 2020 · Amount on File
Prior SaleMay 4, 2005 · Amount on File
Deed Document Number20200461856
Deed Book / Page31971 / 642
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateDec 3, 2020
Property Address4514 HIGHGATE DR, DELRAY BEACH, FL 33445-3558
Document Number0319710642
Book / Page31971 / 642
Map ReferenceMB 102 PG 48-56
Instrument DateOct 8, 2020
Instrument20200461856
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyBD TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,992.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address670 SW 18TH ST, 670, BOCA RATON, FL 33486-7029

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 HIGHGATE DR, DELRAY BEACH, FL 33445-3559

Mortgage

Document Number0031971645
DateDec 3, 2020
Instrument31971/645
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4514 Highgate Dr was $6,665 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityDelray Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,665.00 Homeowner's exemption$381,239$529,091 Land $143,858 Building $385,233
2023$6,338.00 (+1.34%) Homeowner's exemption$359,704 (+3%)$523,408 (+20.85%) Land $130,780 Building $392,628
2022$6,254.00 Homeowner's exemption$349,227$433,103 Land $147,215 Building $285,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4514 Highgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4514 Highgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people · EPA ID FL4500351
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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