4524 Highgate Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4524 Highgate Dr, Delray Beach, FL 33445

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 3 ba · 2,480 sqft · built 2005
Lot Size	0.12 acres (5,249 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Oct 2025)
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-22-001-0960`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-22-001-0960`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	3,615 sqft
1st Floor Area	1,292 sqft
Upper Floors Area	1,188 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,249 sqft (0.12 acres)
Garage Area	483 sqft
Porch	Open Porch
Porch Area	548 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4524 HIGHGATE DR
City	DELRAY BEACH
State	FL
Zip	33445-3558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PRD
Legal Description	BEXLEY PARK LT 96 BLK 1
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	BEXLEY PARK
Legal Block	1
Legal Lot Number	96
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3012
Census Tract	6604

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4524 HIGHGATE DR, DELRAY BEACH, FL 33445-3558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage GTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	20250357772
Deed Book / Page	36052 / 57
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 9, 2025
Property Address	4524 HIGHGATE DR, DELRAY BEACH, FL 33445-3558
Document Number	0360520057
Book / Page	36052 / 57
Map Reference	MB 102 PG 48-56
Instrument Date	Oct 2, 2025
Instrument	20250357772
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	TRIDENT TITLE LLC, TRIDENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 FORUM WAY, WEST PALM BEACH, FL 33401-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 HIGHGATE DR, DELRAY BEACH, FL 33445-3558

Mortgage

Document Number	0003605260
Date	Oct 9, 2025
Instrument	36052/60

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4524 HIGHGATE DR, DELRAY BEACH, FL 33445-3558
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0316461231
Date	Aug 12, 2020
Book Page	31646/1231
Instrument	20200289486

Lender

Name	GTE FCU
Type	Credit Union
Address	HAZEN, ND 58545

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,301.00 (+6.12%) Homeowner's exemption	$253,150 (+2.9%)	$526,081 (+2.45%) Land $140,848 Building $385,233
2024	$4,053.00 (-0.02%) Homeowner's exemption	$246,016 (+3%)	$513,491 (-1.38%) Land $125,482 Building $388,009
2023	$4,054.00 (+2.14%) Homeowner's exemption	$238,850 (+3%)	$520,671 (+20.88%) Land $128,043 Building $392,628
2022	$3,969.00 Homeowner's exemption	$231,893	$430,723 Land $144,835 Building $285,888

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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