4511 Highgate Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4511 Highgate Dr, Delray Beach, FL 33445

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,796 sqft · built 2005
Lot Size	0.039 acres (1,716 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Nov 2017)
Tax Bill	$4,015 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-22-002-0040`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-22-002-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,796 sqft Living Area
Gross Area	2,370 sqft
1st Floor Area	1,133 sqft
Upper Floors Area	663 sqft

Exterior

Year Built	Built 2005
Construction Type	Concrete Block
Lot Area	1,716 sqft (0.039 acres)
Garage Area	483 sqft
Porch	Open Porch
Porch Area	91 sqft

Location & Zoning

Street Address	4511 HIGHGATE DR
City	DELRAY BEACH
State	FL
Zip	33445-3559
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	BEXLEY PARK LT 4 BLK 2
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	BEXLEY PARK
Legal Block	2
Legal Lot Number	4
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3001
Census Tract	6604

Owner

4511 Highgate Dr, a townhouse, is owned and occupied by an individual who bought it in November 2017.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4511 HIGHGATE DR, DELRAY BEACH, FL 33445-3559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	Jul 22, 2005 · Amount on File
Deed Document Number	20170403190
Deed Book / Page	29469 / 0120
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4511 HIGHGATE DR, DELRAY BEACH, FL 33445-3559
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 HIGHGATE DR, DELRAY BEACH, FL 33445-3559

Mortgage

Document Number	0323531258
Date	Apr 6, 2021
Book Page	32353/1258
Instrument	20210152031

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 15, 2017
Property Address	4511 HIGHGATE DR, DELRAY BEACH, FL 33445-3559
Document Number	0294690120
Book / Page	29469 / 0120
Map Reference	MB102 PG48-56
Instrument Date	Nov 10, 2017
Instrument	20170403190
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	NOVA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4840 PINE TREE DR, 4840, BOYNTON BEACH, FL 33436-4831

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4511 HIGHGATE DR, DELRAY BEACH, FL 33445-3559

Mortgage

Document Number	20170403191
Date	Nov 15, 2017
Instrument	20170403191

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4511 Highgate Dr was $4,015 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,015.00 Homeowner's exemption	$247,218	$367,000 Building $367,000
2023	$3,813.00 (+0.9%) Homeowner's exemption	$233,253 (+3%)	$350,000 (+17.06%) Building $350,000
2022	$3,779.00 Homeowner's exemption	$226,459	$298,998 Building $298,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4511 Highgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4511 Highgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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