Lubbock County property record for 4512 20th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,102 sqft · built 1953 |
| Lot Size | 0.502 acres (21,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,410 (Apr 2016) |
| Tax Bill | $5,331 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R60713 |
| Primary APN | R60713 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,102 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,886 sqft (0.502 acres) |
| Lot Dimensions | 185 ft deep x 118 ft wide |
| Garage Area | 728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4512 20TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | CAIN TERRACE BLK 1 L 13 & E5' OF 14 |
| Legal Subdivision | CAIN TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1601 |
Source: Lubbock County records · APN R60713
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4512 20TH ST, LUBBOCK, TX 79407-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2016 · Amount on Record |
| Deed Sale | Apr 26, 2016 · Amount on Record |
| Prior Sale | Oct 14, 2015 |
| Deed Document Number | 2016014256 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4512 20TH ST, LUBBOCK, TX 79407-2415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | SERVICE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000045729 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020045729 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,331.00 (-9.58%) Homeowner's exemption | $369,914 (+8.59%) Land $55,000 Building $314,914 | $369,914 (+8.59%) Land $55,000 Building $314,914 |
| 2024 | $5,896.00 (+9.02%) | ||
| 2023 | $5,408.00 (-22.97%) Homeowner's exemption | $340,659 Land $22,477 Building $318,182 | $340,659 Land $22,477 Building $318,182 |
| 2022 | $7,021.00 |
Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1983–2016) |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| JAB Wireless Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet Holdings, T-Mobile USA.
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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