4511 20th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 4511 20th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,803 sqft · built 1960
Lot Size	0.481 acres (20,961 sqft)
Owner	Individual Name on Record
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R60911`

Property Details

APN / Parcel Number

Primary APN	`R60911`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,803 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,961 sqft (0.481 acres)
Lot Dimensions	185 ft deep x 113 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4511 20TH ST
City	LUBBOCK
State	TX
Zip	79407-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	CAIN TERRACE BLK 2 L 4
Legal Subdivision	CAIN TERRACE
Legal Block	2
Legal Lot Number	4
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1008
Census Tract	1601

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4511 20TH ST, LUBBOCK, TX 79407-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU
Mar 8, 2021	Intrafamily Transfer, Transfer WILLOW BEND MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2011
Deed Sale	Jun 28, 2011
Prior Sale	Jun 28, 2011
Deed Document Number	0000021276
Last Transfer Date	Mar 8, 2021
Transfer Doc	0000010832
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4511 20TH ST, LUBBOCK, TX 79407-2414
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020512
Date	Apr 27, 2021
Instrument	2021020512

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	Mar 8, 2021
Property Address	4511 20TH ST, LUBBOCK, TX 79407-2414
Document Number	0000010832
Map Reference	VOL 314 PG 277
Instrument Date	Feb 25, 2021
Instrument	2021010832
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 20TH ST, LUBBOCK, TX 79407-2414

Mortgage

Date	Mar 8, 2021

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,688.00 (+1.96%) Homeowner's exemption	$333,584 (+21%) Land $55,000 Building $325,466	$380,466 (+4.58%) Land $55,000 Building $325,466
2024	$4,598.00 (+9.48%)
2023	$4,200.00 (-9.4%) Homeowner's exemption	$275,689 Land $21,527 Building $342,265	$363,792 Land $21,527 Building $342,265
2022	$4,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1983–2016)
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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