Lubbock County property record for 4516 20th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,141 sqft · built 1953 |
| Lot Size | 0.481 acres (20,961 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,822 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | R60790 |
| Primary APN | R60790 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,141 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,961 sqft (0.481 acres) |
| Lot Dimensions | 185 ft deep x 113 ft wide |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4516 20TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | CAIN TERRACE BLK 1 L 15 |
| Legal Subdivision | CAIN TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 150 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1601 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4516 20TH ST, LUBBOCK, TX 79407-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2000 |
| Deed Sale | Apr 20, 2000 |
| Deed Document Number | 0006657302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4516 20TH ST, LUBBOCK, TX 79407-2415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038647 |
|---|---|
| Date | Oct 8, 2018 |
| Instrument | 2018038647 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,822.00 (+0.84%) Homeowner's exemption | $284,636 (+21%) Land $55,000 Building $266,635 | $321,635 (+5.61%) Land $55,000 Building $266,635 |
| 2024 | $3,790.00 (+9.92%) | ||
| 2023 | $3,448.00 (-11.41%) Homeowner's exemption | $235,236 Land $21,527 Building $283,037 | $304,564 Land $21,527 Building $283,037 |
| 2022 | $3,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1983–2016) |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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