Lubbock County property record for 4514 20th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,527 sqft · built 1958 |
| Lot Size | 0.46 acres (20,035 sqft) |
| Owner | Company Name on File |
| Tax Bill | $950 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | R60738 |
| Primary APN | R60738 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,527 sqft Living Area |
| Gross Area | 3,103 sqft |
| 1st Floor Area | 2,527 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,035 sqft (0.46 acres) |
| Lot Dimensions | 185 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Storage Building | 180 sqft |
| Street Address | 4514 20TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAIN TERRACE BLK 1 L 14 LESS E5 |
| Legal Subdivision | CAIN TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1601 |
4514 20th St is owned by a company that acquired it in July 1995 and is owner-occupied.
Source: Lubbock County records, as of October 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4514 20TH ST, LUBBOCK, TX 79407-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 1995 |
| Deed Sale | Jul 3, 1995 |
| Prior Sale | Aug 10, 1994 |
| Deed Book / Page | 4904 / 137 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4514 20th St was $950 with exemptions applied, up 2.5% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $950.00 (+2.48%) Homeowner's exemption Senior Citizen's exemption | $299,826 Land $55,000 Building $244,826 | $299,826 Land $55,000 Building $244,826 |
| 2024 | $927.00 (+1.42%) | ||
| 2023 | $914.00 (-48.82%) Homeowner's exemption | $212,685 Land $20,577 Building $257,463 | $278,040 Land $20,577 Building $257,463 |
| 2022 | $1,786.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4514 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1983–2016) |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4514 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet, T-Mobile.
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