Lubbock County property record for 4508 20th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,602 sqft · built 1955 |
| Lot Size | 0.625 acres (27,232 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | R60657 |
| Primary APN | R60657 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,602 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,232 sqft (0.625 acres) |
| Lot Dimensions | 185 ft deep x 147 ft wide |
| Garage Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4508 20TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | CAIN TERRACE BLK 1 L 11 & E33.9'OF L 12 |
| Legal Subdivision | CAIN TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 110 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1601 |
4508 20th St is owner-occupied and held in a trust since October 2019.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4508 20TH ST, LUBBOCK, TX 79407-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2015 |
| Deed Sale | May 22, 2015 |
| Prior Sale | May 22, 2015 |
| Deed Document Number | 0000017407 |
| Last Transfer Date | Oct 8, 2019 |
| Transfer Doc | 0000039242 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Oct 8, 2019 |
| Property Address | 4508 20TH ST, LUBBOCK, TX 79407-2415 |
| Document Number | 0000039242 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 39242 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4508 20TH ST LUBBOCK TX 794072415, LUBBOCK, TX 79407-2415 |
The 2025 property tax bill for 4508 20th St was $1,996 with a homeowner's exemption, down 26.4% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,996.00 (-26.43%) Homeowner's exemption | $306,799 Land $55,000 Building $306,393 | $361,393 Land $55,000 Building $306,393 |
| 2024 | $2,713.00 (-0.88%) | ||
| 2023 | $2,737.00 (-31.52%) Homeowner's exemption | $268,850 Land $27,968 Building $322,206 | $350,174 Land $27,968 Building $322,206 |
| 2022 | $3,997.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4508 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1983–2016) |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4508 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet, T-Mobile.
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