45106 Morgan Heights Rd, Temecula, CA 92592 Property Records

Riverside County property record for 45106 Morgan Heights Rd, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,113 sqft · built 2014
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$636,000 (Mar 2020)
Tax Bill	$6,401 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`966-393-011`

Property Details

APN / Parcel Number

Primary APN	`966-393-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,113 sqft Living Area
Gross Area	3,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	966393011
Street Address	45106 MORGAN HEIGHTS RD
City	TEMECULA
State	CA
Zip	92592-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.19 ACRES M/L IN LOT 56 MB 437/042 TR 32813
Legal Tract	32813
Legal Lot Number	56
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1014
Census Tract	43203

Owner

45106 Morgan Heights Rd is owned and occupied by two individuals who bought it in March 2020.

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45106 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 26, 2020	Grant Deed, Transfer · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Prior Sale	Dec 24, 2014 · Amount on File
Deed Document Number	2020-0139798
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45106 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45106 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368

Mortgage

Document Number	0000327741
Date	Nov 2, 2023
Instrument	2023-0327741

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2028

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45106 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408874
Date	Oct 3, 2017
Instrument	2017-0408874

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45106 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45106 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368

Mortgage

Document Number	0000637647
Date	Dec 15, 2020
Instrument	2020-0637647

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 26, 2020
Property Address	45106 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Document Number	0000139798
Instrument Date	Feb 28, 2020
Instrument	139798
Transaction Type	Transfer
Record Updated	Apr 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45106 MORGAN HEIGHTS RD TEMECULA CA 925923368, TEMECULA, CA 92592-3368

Mortgage

Document Number	139799
Date	Mar 26, 2020
Instrument	139799

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45106 Morgan Heights Rd was $6,401 with exemptions applied.

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,401.00 Disabled Person's exemption Veteran's exemption	$695,555 Land $202,323 Building $493,232
2023	$7,976.00 (+1.99%)	$668,547 Land $194,467 Building $474,080
2022	$7,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45106 Morgan Heights Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45106 Morgan Heights Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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