45118 Morgan Heights Rd, Temecula, CA 92592 Property Records

Riverside County property record for 45118 Morgan Heights Rd, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,529 sqft · built 2014
Lot Size	0.19 acres (8,276 sqft)
Owner	Trust Name on File
Last Sale	$1,025,000 (Aug 2026)
Tax Bill	$9,370 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`966-393-010`

Property Details

APN / Parcel Number

Primary APN	`966-393-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,529 sqft Living Area
Gross Area	4,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45118 MORGAN HEIGHTS RD
City	TEMECULA
State	CA
Zip	92592-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.19 ACRES M/L IN LOT 55 MB 437/042 TR 32813
Legal Subdivision	TRACT 32813
Legal Tract	32813
Legal Lot Number	55
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1014
Census Tract	43203

Owner

45118 Morgan Heights Rd is owner-occupied and held in a trust since August 2026.

Source: Riverside County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Grant Deed, Transfer N TITLE COMPANY, OSN TITLE COMPANY
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 16, 2021	Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Feb 16, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 22, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 23, 2016	Deed of Trust, Mortgage FIREFIGHTERS FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Feb 16, 2021 · Amount on File
Deed Document Number	2026269400
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0000099554
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 26, 2026
Property Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Document Number	0000269400
Instrument Date	Aug 21, 2026
Instrument	2026269400
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	N TITLE COMPANY, OSN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$113,877.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128096
Date	Mar 19, 2020
Instrument	2020-0128096

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368

Mortgage

Document Number	0000387510
Date	Aug 21, 2020
Instrument	2020-0387510

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 16, 2021
Property Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Document Number	0000099554
Map Reference	MB 437 PG 42-50
Instrument Date	Jan 15, 2021
Instrument	2021-0099554
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 16, 2021
Property Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Document Number	0000099553
Map Reference	MB 437 PG 42-50
Instrument Date	Jan 7, 2021
Instrument	2021-0099553
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368

Mortgage

Document Number	0000099555
Date	Feb 16, 2021
Instrument	2021-0099555

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000099556
Date	Feb 16, 2021
Instrument	2021-0099556

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 22, 2019
Property Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Document Number	0000060416
Map Reference	MB 437 PG 42-50
Instrument Date	Jan 25, 2019
Instrument	2019-0060416
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060417
Date	Feb 22, 2019
Instrument	2019-0060417

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45118 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3368
Document Number	0000002603
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45118 MORGAN HEIGHTS RD TEMECULA CA 925923368, TEMECULA, CA 92592-3368

Mortgage

Document Number	0000002603
Date	Jan 4, 2017
Instrument	2603

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union
Address	EAGLE ROCK, CA 90041

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.74%

Tax Assessment & Valuation

The 2025 property tax bill for 45118 Morgan Heights Rd was $9,370 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$833,577 (+2%) Land $204,253 Building $629,324
2025	$9,370.00 Homeowner's exemption	$817,234 Land $200,249 Building $616,985
2023	$9,116.00 (+2.01%) Homeowner's exemption	$785,502 Land $192,474 Building $593,028
2022	$8,936.00
2021			$669,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45118 Morgan Heights Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45118 Morgan Heights Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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