45082 Morgan Heights Rd, Temecula, CA 92592 Property Records

Riverside County property record for 45082 Morgan Heights Rd, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,529 sqft · built 2014
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$940,000 (Oct 2022)
Tax Bill	$10,995 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`966-393-013`

Property Details

APN / Parcel Number

Primary APN	`966-393-013`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,529 sqft Living Area
Gross Area	4,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	966393013
Street Address	45082 MORGAN HEIGHTS RD
City	TEMECULA
State	CA
Zip	92592-3366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.19 ACRES M/L IN LOT 58 MB 437/042 TR 32813
Legal Tract	32813
Legal Lot Number	58
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1014
Census Tract	43203

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45082 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 23, 2021	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG HM LOANS
May 18, 2018	Grant Deed, Transfer · VA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	2022-0434818
Record Updated	Jun 8, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2022
Property Address	45082 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3366
Document Number	0000434818
Map Reference	MB 437 PG 42-50
Instrument Date	Sep 21, 2022
Instrument	2022-0434818
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45082 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3366

Mortgage

Document Number	0000434819
Date	Oct 19, 2022
Instrument	2022-0434819

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 23, 2021
Property Address	45082 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3366
Document Number	0000697860
Map Reference	MB 437 PG 42-50
Instrument Date	Oct 29, 2021
Instrument	2021-0697860
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45082 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3366

Mortgage

Document Number	0000697861
Date	Nov 23, 2021
Instrument	2021-0697861

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45082 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3366
Document Number	0000123531
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	LAWYERS TITLE-IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45082 MORGAN HEIGHTS RD TEMECULA CA 925923366, TEMECULA, CA 92592-3366

Mortgage

Document Number	0000123531
Date	Mar 17, 2020
Instrument	123531

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45082 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3366
Document Number	0000304845
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45082 MORGAN HEIGHTS RD TEMECULA CA 925923366, TEMECULA, CA 92592-3366

Mortgage

Document Number	0000304845
Date	Jul 30, 2018
Instrument	304845

Lender

Name	CHURCHILL MTG HM LOANS
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 18, 2018
Property Address	45082 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3366
Document Number	0000200074
Instrument Date	Apr 23, 2018
Instrument	200074
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45082 MORGAN HEIGHTS RD TEMECULA CA 925923366, TEMECULA, CA 92592-3366

Mortgage

Document Number	200075
Date	May 18, 2018
Instrument	200075

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,995.00 (+2.73%) Homeowner's exemption	$977,976 (+4.04%) Land $192,474 Building $785,502
2023	$10,703.00 (+13.7%) Homeowner's exemption	$940,000 Land $185,000 Building $755,000
2022	$9,413.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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