Riverside County property record for 45073 Morgan Heights Rd, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,529 sqft · built 2013 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (Aug 2023) |
| Tax Bill | $13,474 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer May 2024 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 966-390-017 |
| Primary APN | 966-390-017 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,529 sqft Living Area |
| Gross Area | 4,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 707 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45073 MORGAN HEIGHTS RD |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-3356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .16 ACRES M/L IN LOT 12 MB 437/042 TR 32813 |
| Legal Subdivision | TR 32813 |
| Legal Tract | 32813 |
| Legal Lot Number | 12 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43203 |
45073 Morgan Heights Rd is owned and occupied by an individual who bought it in August 2023.
Source: Riverside County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| May 3, 2024 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 14, 2023 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| Aug 10, 2017 | Intrafamily Transfer, Transfer · ARM US BANK NA |
| Feb 28, 2017 | Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Prior Sale | Oct 29, 2014 · Amount on File |
| Deed Document Number | 2023238558 |
| Prior Transfer Date | Sep 10, 2020 |
| Prior Transfer Doc | 0000439236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 6, 2025 |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000346146 |
| Map Reference | MB 437 PG 42-50 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025-0346146 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000129638 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024-0129638 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 14, 2023 |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000238558 |
| Map Reference | MB 437 PG 42-50 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 2023-0238558 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000238559 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023-0238559 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000056667 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023-0056667 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 20, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000598138 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021-0598138 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 15, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000736970 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-0736970 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 17, 2020 |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000439236 |
| Map Reference | MB 437 PG 42-50 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2020-0439236 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000439237 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020-0439237 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 10, 2017 |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000329010 |
| Map Reference | MB 437 PG 42-50 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 2017-0329010 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | LAWYERS TITLE SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000329011 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017-0329011 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 28, 2017 |
| Property Address | 45073 MORGAN HEIGHTS RD, TEMECULA, CA 92592-3356 |
| Document Number | 0000082147 |
| Instrument Date | Oct 12, 2015 |
| Instrument | 82147 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2017 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45073 MORGAN HEIGHTS RD TEMECULA CA 925923356, TEMECULA, CA 92592-3356 |
The 2025 property tax bill for 45073 Morgan Heights Rd was $13,474.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,196,458 (+2%) Land $358,940 Building $837,518 | ||
| 2025 | $13,474.00 Homeowner's exemption | $1,172,999 Land $351,902 Building $821,097 | |
| 2023 | $7,704.00 (+2.01%) Homeowner's exemption | $666,901 (+2%) Land $133,860 Building $533,041 | |
| 2022 | $7,552.00 Homeowner's exemption | $653,826 Land $131,236 Building $522,590 | |
| 2021 | $801,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45073 Morgan Heights Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45073 Morgan Heights Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 66% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Accel Wireless Fixed Wireless | 100 / 25 |
May also be available: T-Mobile, Verizon.
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