Hancock County property record for 451 Winter Pine Dr, Findlay, OH 45840 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,598 sqft · built 1998 |
| Lot Size | 0.492 acres (21,418 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2020) |
| Tax Bill | $4,810 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2019 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-153-02-014.000 |
| Primary APN | 1011-153-02-014.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,598 sqft Living Area |
| 1st Floor Area | 2,209 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 552 sqft |
| Unfinished Basement | 552 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 21,418 sqft (0.492 acres) |
| Lot Dimensions | 210 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 451 WINTER PINE DR |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-9599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTER WOODS EST 1ST ADD LOT 11 |
| Legal Subdivision | WINTER WOODS EST |
| Legal Lot Number | 11 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 200 |
Source: Hancock County records · APN 1011-153-02-014.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF |
| Sep 16, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 19, 2020 | Land Contract, Transfer · Land Contract BONNIE L KOEHLER ETUX |
| Jun 17, 2020 | Warranty Deed, Transfer THE CITIZENS NATIONAL BANK OF BLUFF |
| Aug 24, 2017 | Intrafamily Transfer, Transfer |
| Aug 24, 2017 | Affidavit of Death, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Jun 17, 2020 · Amount on Record |
| Deed Document Number | 20205678 |
| Deed Book / Page | 2569 / 4372 |
| Prior Transfer Date | Aug 21, 2017 |
| Prior Transfer Doc | 2524/2224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Aug 05, 2022 |
| Property Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Document Number | 02596/5366 |
| Book / Page | 2596 / 5366 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 202200007345 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Document Number | 202200007346 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 202200007346 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFF |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2561/2000 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 2561/2000 |
| Instrument | 201900007926 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jun 19, 2020 |
| Property Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Document Number | 2569/4372 |
| Book / Page | 2569 / 4372 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 202000005678 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 SCARLET OAK DR, 400, FINDLAY, OH 45840-7184 |
| Name | Verified Name |
|---|---|
| Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Date | Jun 19, 2020 |
|---|
| Name | BONNIE L KOEHLER ETUX |
|---|---|
| Type | Private Party |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jun 17, 2020 |
| Property Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Document Number | 2569/3656 |
| Book / Page | 2569 / 3656 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 202000005525 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 400 SCARLET OAK DR, FINDLAY, OH 45840-7184 |
| Document Number | 202000005526 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 202000005526 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFF |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 12, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Aug 24, 2017 |
| Property Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Document Number | 2524/2224 |
| Book / Page | 2524 / 2224 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 201700007288 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Aug 24, 2017 |
| Property Address | 451 WINTER PINE DR, FINDLAY, OH 45840-9599 |
| Document Number | 2524/2226 |
| Book / Page | 2524 / 2226 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 201700007289 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,810.00 (+3.57%) Homeowner's exemption | $156,920 (+20.01%) Land $23,090 Building $133,830 | $448,350 (+2%) Land $65,980 Building $382,370 |
| 2024 | $4,644.00 (-0.17%) | $130,760 (-) Land $19,240 Building $111,520 | |
| 2023 | $4,652.00 Homeowner's exemption | $130,760 Land $19,240 Building $111,520 | |
| 2022 | $373,620 Land $54,980 Building $318,640 |
Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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