Hancock County property record for 440 Winter Pine Dr, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,307 sqft · built 2000 |
| Lot Size | 0.52 acres (22,656 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,000 (Feb 2019) |
| Tax Bill | $3,946 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-153-02-012.000 |
| Primary APN | 1011-153-02-012.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,307 sqft Living Area |
| 1st Floor Area | 1,095 sqft |
| 2nd Floor Area | 1,212 sqft |
| Basement Area | 1,095 sqft |
| Finished Basement | 512 sqft |
| Unfinished Basement | 583 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 22,656 sqft (0.52 acres) |
| Lot Dimensions | 177 ft deep x 128 ft wide |
| Garage Type | Attached |
| Garage Area | 813 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | 145 sqft |
| Patio Area | 359 sqft |
| Balcony Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 WINTER PINE DR |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTER WOODS EST 1ST ADD LOT 9 |
| Legal Subdivision | WINTER WOODS EST |
| Legal Lot Number | 9 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 200 |
Source: Hancock County records · APN 1011-153-02-012.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 WINTER PINE DR, FINDLAY, OH 45840-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Dec 26, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 21, 2019 | Survivorship Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on Record |
| Deed Sale | Feb 21, 2019 · Amount on Record |
| Prior Sale | Nov 13, 2009 · Amount on Record |
| Deed Document Number | 20191285 |
| Deed Book / Page | 2552 / 1956 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 440 WINTER PINE DR, FINDLAY, OH 45840-8600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 02535/1785 |
|---|---|
| Date | Mar 30, 2018 |
| Book Page | 2535/1785 |
| Instrument | 201800002377 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 440 WINTER PINE DR, FINDLAY, OH 45840-8600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 02564/1951 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 2564/1951 |
| Instrument | 201900011271 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 440 WINTER PINE DR, FINDLAY, OH 45840-8600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02573/4705 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 2573/4705 |
| Instrument | 202000010015 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Feb 21, 2019 |
| Property Address | 440 WINTER PINE DR, FINDLAY, OH 45840-8600 |
| Document Number | 02552/1956 |
| Book / Page | 2552 / 1956 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 201900001285 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | GOLDEN KEY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 440 WINTER PINE DR, FINDLAY, OH 45840-8600 |
| Investor | Possibly a Property Investor |
| Document Number | 201900001286 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 201900001286 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,946.00 (+3.41%) | $128,720 (+20.01%) Land $27,470 Building $101,250 | $367,770 (+2%) Land $78,490 Building $289,280 |
| 2023 | $3,816.00 Homeowner's exemption | $107,260 Land $22,890 Building $84,370 | |
| 2022 | $306,480 Land $65,410 Building $241,070 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Amplex Electric, Defiance Holdings.
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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