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431 Winter Pine Dr, Findlay, OH 45840 Property Records

Hancock County property record for 431 Winter Pine Dr, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,254 sqft · built 1998
Lot Size0.39 acres (16,984 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Sep 2021)
Tax Bill$4,292 (2025)
Deeds & MortgagesSep 2022 Sale
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN1011-153-02-016.000

Property Details

APN / Parcel Number

Primary APN1011-153-02-016.000
Alternative APN
  • 610001012872

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area2,254 sqft Living Area
1st Floor Area1,634 sqft
2nd Floor Area25 sqft
Basement Area1,634 sqft
Unfinished Basement1,634 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area16,984 sqft (0.39 acres)
Lot Dimensions149 ft deep x 114 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area252 sqft
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address431 WINTER PINE DR
CityFINDLAY
StateOH
Zip45840-9599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINTER WOODS EST 1ST ADD LOT 13
Legal SubdivisionWINTER WOODS EST
Legal Lot Number13
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4029
Census Tract200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 WINTER PINE DR, FINDLAY, OH 45840-9599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Affidavit, Transfer
Sep 3, 2021Warranty Deed, Transfer
GOLDEN KEY TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Prior SaleJun 3, 2011 · Amount on Record
Deed Document Number202110430
Deed Book / Page2586 / 2699
Last Transfer DateSep 23, 2022
Transfer Doc02598/1247
Record UpdatedSep 20, 2026

September 2022: Affidavit, Transfer

Document TypeAffidavit
JurisdictionHANCOCK OH
Recording DateSep 30, 2022
Property Address431 WINTER PINE DR, FINDLAY, OH 45840-9599
Document Number02598/1247
Book / Page2598 / 1247
Instrument DateSep 22, 2022
Instrument202200008896
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateSep 3, 2021
Property Address431 WINTER PINE DR, FINDLAY, OH 45840-9599
Document Number02586/2699
Book / Page2586 / 2699
Instrument DateAug 31, 2021
Instrument202100010430
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyGOLDEN KEY TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 ELLIS AVE, FINDLAY, OH 45840-3926

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,292.00 (+3.65%) Homeowner's exemption$139,950 (+20.1%) Land $21,510 Building $118,440$399,860 (+20.1%) Land $61,470 Building $338,390
2024$4,141.00 (-0.17%)$116,530 (-) Land $17,930 Building $98,600
2023$4,148.00 Homeowner's exemption$116,530 Land $17,930 Building $98,600
2022$332,940 Land $51,220 Building $281,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
HDER Link
Fixed Wireless		100 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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