450 Winter Pine Dr, Findlay, OH 45840 Property Records

Hancock County property record for 450 Winter Pine Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,394 sqft · built 1998
Lot Size	0.516 acres (22,473 sqft)
Owner	Individual Name on Record
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1011-153-02-013.000`

Property Details

APN / Parcel Number

Primary APN	`1011-153-02-013.000`
Alternative APN	`610001012869`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	1,288 sqft
Basement Area	1,036 sqft
Finished Basement	624 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,473 sqft (0.516 acres)
Lot Dimensions	212 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	320 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	450 WINTER PINE DR
City	FINDLAY
State	OH
Zip	45840-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTER WOODS EST 1ST ADD LOT 10
Legal Subdivision	WINTER WOODS EST
Legal Lot Number	10
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4029
Census Tract	200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 WINTER PINE DR, FINDLAY, OH 45840-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 21, 2021	Intrafamily Transfer, Transfer MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 29, 2021
Transfer Doc	02583/2660
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	450 WINTER PINE DR, FINDLAY, OH 45840-8600
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002581/551
Date	Apr 20, 2021
Book Page	2581/551
Instrument	202100004569

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jun 21, 2021
Property Address	450 WINTER PINE DR, FINDLAY, OH 45840-8600
Document Number	02583/2660
Book / Page	2583 / 2660
Instrument Date	May 29, 2021
Instrument	202100007204
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	450 WINTER PINE DR, FINDLAY, OH 45840-8600

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+3.61%) Homeowner's exemption	$119,740 (+20.04%) Land $24,000 Building $95,740	$342,090 (+20.03%) Land $68,560 Building $273,530
2024	$3,543.00 (+0.45%)	$99,750 (+0.61%) Land $20,000 Building $79,750
2023	$3,527.00 Homeowner's exemption	$99,150 Land $20,000 Building $79,150
2022			$285,000 Land $57,130 Building $227,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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