430 Winter Pine Dr, Findlay, OH 45840 Property Records

Hancock County property record for 430 Winter Pine Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,320 sqft · built 2000
Lot Size	0.511 acres (22,264 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2020)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-153-02-011.000`

Property Details

APN / Parcel Number

Primary APN	`1011-153-02-011.000`
Alternative APN	`610001012867`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
1st Floor Area	1,110 sqft
2nd Floor Area	1,210 sqft
Basement Area	1,110 sqft
Finished Basement	1,110 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	22,264 sqft (0.511 acres)
Lot Dimensions	184 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Deck Area	416 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	430 WINTER PINE DR
City	FINDLAY
State	OH
Zip	45840-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTER WOODS EST 1ST ADD LOT 8
Legal Subdivision	WINTER WOODS EST
Legal Lot Number	8
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4029
Census Tract	200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 WINTER PINE DR, FINDLAY, OH 45840-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO
Feb 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	20201458
Deed Book / Page	2565 / 4265
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 20, 2020
Property Address	430 WINTER PINE DR, FINDLAY, OH 45840-8600
Document Number	02565/4265
Book / Page	2565 / 4265
Instrument Date	Jan 17, 2020
Instrument	202000001458
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	430 WINTER PINE DR, FINDLAY, OH 45840-8600

Mortgage

Document Number	202000001459
Date	Feb 20, 2020
Instrument	202000001459

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 2, 2018
Property Address	430 WINTER PINE DR, FINDLAY, OH 45840-8600
Document Number	02533/0291
Book / Page	2533 / 0291
Instrument Date	Jan 29, 2018
Instrument	201800000952
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 WINTER PINE DR, FINDLAY, OH 45840-8600

Mortgage

Document Number	201800000953
Date	Feb 2, 2018
Instrument	201800000953

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,355.00 (+3.4%)	$142,080 (+2%) Land $26,430 Building $115,650	$405,940 (+2%) Land $75,500 Building $330,440
2023	$4,212.00 Homeowner's exemption	$118,400 Land $22,020 Building $96,380
2022			$338,290 Land $62,920 Building $275,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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