Elko County property record for 451 Walnut St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1979 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jun 2026) |
| Tax Bill | $1,050 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-022-010 |
| Primary APN | 001-022-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 451 WALNUT ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | TABER & SIMONSEN ADDITION FILE 3502,LOCATED IN,MDB&M |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 15 |
| Legal Subdivision | TABER & SIMONSEN ADDITION |
| Legal Block | 132 |
| Legal Lot Number | 6,7 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950900 |
Source: Elko County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 182 WILLOW ST, ELKO, NV 89801-2850 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 26, 2026 | Affidavit, Transfer |
| Jun 26, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Nov 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Deed Document Number | 2026866447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 26, 2026 |
| Property Address | 451 WALNUT ST, ELKO, NV 89801-2835 |
| Document Number | 0000866446 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026866446 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 WALNUT ST, ELKO, NV 89801-2835 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 26, 2026 |
| Property Address | 451 WALNUT ST, ELKO, NV 89801-2835 |
| Document Number | 0000866447 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026866447 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | TITLE ASSURANCE, LANDMARK TITLE ASSURANCE AGENC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122,109.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 182 WILLOW ST, ELKO, NV 89801-2850 |
| Document Number | 0000866448, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 2026866448 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 22, 2021 |
| Property Address | 451 WALNUT ST, ELKO, NV 89801-2835 |
| Document Number | 0000789200 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 789200 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SERVICES L |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 451 WALNUT ST, ELKO, NV 89801-2835 |
| Document Number | 0000789201 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 789201 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jul 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 451 WALNUT ST, ELKO, NV 89801-2835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000748980 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 748980 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2033 |
Source: Elko County assessment roll, as of July 30, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,050.00 (+2.84%) | $35,964 (+30.34%) Land $15,050 Building $20,914 | $102,754 (+30.34%) Land $43,000 Building $59,754 |
| 2024 | $1,021.00 (+9.08%) | ||
| 2023 | $936.00 (+2.97%) | $27,593 (+11.33%) Land $6,615 Building $20,978 | $78,837 (+11.33%) Land $18,900 Building $59,937 |
| 2022 | $909.00 | $24,784 Land $6,615 Building $18,169 | $70,811 Land $18,900 Building $51,911 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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