Elko County property record for 392 Walnut St, Elko, NV 89801 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,573 sqft · built 1959 |
| Lot Size | 0.16 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jul 2016) |
| Tax Bill | $1,014 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-014-011 |
| Primary APN | 001-014-011 |
|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 7,013 sqft (0.16 acres) |
| Garage Type | Carport |
| Garage Area | 274 sqft |
| Carport | Carport |
| Carport Area | 274 sqft |
| Parking Spaces | 1 Parking Space |
| Fence | Fence |
| Cooling System | Evaporative |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 392 WALNUT ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKO HEIGHTS SUB UNIT NO 2 FILE 14530 |
| Legal Subdivision | ELKO HEIGHTS SUB NO 2 |
| Legal Block | A |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950900 |
Source: Elko County records · APN 001-014-011
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 392 WALNUT ST, ELKO, NV 89801-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Line of Credit WASHINGTON FEDERAL NA |
| Aug 31, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2016 · Amount on Record |
| Deed Sale | Jul 01, 2016 · Amount on Record |
| Prior Sale | Dec 20, 2012 |
| Deed Document Number | 713342 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 392 WALNUT ST, ELKO, NV 89801-2834 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO ELKO |
| Name | Verified Name |
|---|---|
| Address | 392 WAINUT STREET, ELKO, NV 89801-2834 |
| Document Number | 0000835094 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 835094 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 392 WALNUT ST, ELKO, NV 89801-2834 |
| Document Number | 0000774802 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 392 WALNUT ST ELKO NV 898012834, ELKO, NV 89801-2834 |
| Document Number | 0000774802 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 774802 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Sep 30, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014.00 (+7.42%) | $42,298 (+54.2%) Land $19,950 Building $22,348 | $120,851 (+54.2%) Land $57,000 Building $63,851 |
| 2023 | $944.00 (+8.01%) | $27,431 (+15.07%) Land $6,930 Building $20,501 | $78,374 (+15.07%) Land $19,800 Building $58,574 |
| 2022 | $874.00 | $23,839 Land $6,930 Building $16,909 | $68,111 Land $19,800 Building $48,311 |
Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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