456 Walnut St, Elko, NV 89801 Property Records

Elko County property record for 456 Walnut St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1945
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Aug 2026)
Tax Bill	$879 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`001-025-004`

Property Details

APN / Parcel Number

Primary APN	`001-025-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	848 sqft Living Area
1st Floor Area	848 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	456 WALNUT ST
City	ELKO
State	NV
Zip	89801-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	TABER & SIMONSEN ADDITION FILE 3502,LOCATED IN,MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	15
Legal Subdivision	TABER & SIMONSEN ADDITION
Legal Block	128
Legal Lot Number	19-20
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1005
Census Tract	950900

Owner

Source: Elko County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	456 WALNUT ST, ELKO, NV 89801-2836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 10, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 16, 2021	Bargain and Sale Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV
Nov 16, 2021	Correction Deed · Construction Mortgage LENDINGHOME FUNDING CORP
Nov 16, 2021	Bargain and Sale Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NATL TTL CO OF NEVAEDA
Apr 28, 2022	Bargain and Sale Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV
Jun 30, 2021	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	2026868594
Prior Transfer Date	May 1, 2008
Prior Transfer Doc	0000602472
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Aug 18, 2026
Property Address	456 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000868594
Instrument Date	Aug 5, 2026
Instrument	2026868594
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	TITLE ASSURANCE, LANDMARK TITLE ASSURANCE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,353.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 WALNUT ST, ELKO, NV 89801-2836

Mortgage

Document Number	0000868595,
Date	Aug 18, 2026
Instrument	2026868595

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 10, 2022
Property Address	456 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000806858
Instrument Date	Jun 7, 2022
Instrument	806858
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 BUCKSKIN PL, 931, SPRING CREEK, NV 89815-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 WALNUT ST, ELKO, NV 89801-2836

Mortgage

Document Number	0000806859
Date	Jun 10, 2022
Instrument	806859

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000806860
Date	Jun 10, 2022
Instrument	806860

Lender

Name	US BANK NA
Type	Bank
Address	CARSON CITY, NV 89706

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Nov 16, 2021
Property Address	456 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000797520
Instrument Date	Nov 9, 2021
Instrument	797520
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 ISLAND AVE APT 1702, 280, RENO, NV 89501-1806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 ISLAND AVE APT 1702, 1702, RENO, NV 89501-1806

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELKO NV
Recording Date	Nov 16, 2021
Property Address	456 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000797519
Instrument Date	Nov 9, 2021
Instrument	797519
Record Updated	Dec 23, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 752, RENO, NV 89504-0751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 ISLAND AVE APT 1702, 1702, RENO, NV 89501-1806

Mortgage

Document Number	0000797522
Date	Nov 16, 2021
Instrument	797522

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Nov 16, 2021
Property Address	456 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000797521
Instrument Date	Nov 9, 2021
Instrument	797521
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATL TTL CO OF NEVAEDA

Transaction

Amount	Amount Recorded
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 ISLAND AVE APT 1702, 280, RENO, NV 89501-1806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 BUCKSKIN PL, SPRING CREEK, NV 89815-7441

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 28, 2022
Property Address	456 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000805222
Instrument Date	Nov 9, 2021
Instrument	805222
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 ISLAND AVE, 280, RENO, NV 89501-1844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 BUCKSKIN PL, SPRING CREEK, NV 89815-7441

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2021
Property Address	456 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000789698
Instrument Date	Jul 9, 2020
Instrument	789698
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Tax	$159.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10331, TRUCKEE, CA 96162-0331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2240, TRUCKEE, CA 96160-2240

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$879.00 (+31.78%)	$30,434 (+18.75%) Land $15,050 Building $15,384	$86,954 (+18.75%) Land $43,000 Building $43,954
2025	$667.00 (+14.6%)	$25,629 (+56.67%) Land $15,050 Building $10,579	$73,226 (+56.67%) Land $43,000 Building $30,226
2023	$582.00 (+7.98%)	$16,359 (+11.48%) Land $6,615 Building $9,744	$46,740 (+11.48%) Land $18,900 Building $27,840
2022	$539.00	$14,674 Land $6,615 Building $8,059	$41,926 Land $18,900 Building $23,026

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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