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395 Walnut St, Elko, NV 89801 Property Records

Elko County property record for 395 Walnut St, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details1,469 sqft · built 1959
Lot Size0.16 acres (7,013 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Mar 2024)
Tax Bill$929 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Sep 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-012-012

Property Details

APN / Parcel Number

Primary APN001-012-012

Interior

Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,469 sqft Living Area
Gross Area1,973 sqft

Exterior

Year BuiltBuilt 1959
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.16 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area380 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
SewerSeptic
Water SourceWell

Location & Zoning

Street Address395 WALNUT ST
CityELKO
StateNV
Zip89801-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionELKO HEIGHTS SUBDIVISION UNIT 2 FILE 14530
Legal SubdivisionELKO HEIGHTS SUB NO 2
Legal BlockC
Legal Lot Number12
Legal Unit2
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group1
Census Block1025
Census Tract950900

Owner

Source: Elko County records · APN 001-012-012

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address395 WALNUT ST, ELKO, NV 89801-2833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Bargain and Sale Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 18, 2023Intrafamily Transfer, Transfer
Nov 24, 2020Quit Claim Deed, Transfer
STEWART TITLE
Nov 24, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Prior SaleSep 18, 2023
Deed Document Number834150
Record UpdatedJun 08, 2026

March 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateMar 01, 2024
Property Address395 WALNUT ST, ELKO, NV 89801-2833
Document Number0000834150
Instrument DateFeb 09, 2024
Instrument834150
Transaction TypeTransfer
Record UpdatedApr 09, 2024
Title CompanyLANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,267.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 WALNUT ST, ELKO, NV 89801-2833

Mortgage

Document Number0000834151
DateMar 01, 2024
Instrument834151
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKO NV
Recording DateSep 18, 2023
Property Address395 WALNUT ST, ELKO, NV 89801-2833
Document Number0000826181
Instrument DateSep 15, 2023
Instrument826181
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address401 PALACE CIR, SPRING CREEK, NV 89815-6952

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionELKO NV
Recording DateNov 24, 2020
Property Address395 WALNUT ST, ELKO, NV 89801-2833
Document Number0000777698
Instrument DateNov 12, 2020
Instrument777698
Transaction TypeTransfer
Record UpdatedDec 02, 2020
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 GALLINAS DR SPRING CREEK NV 898155684, SPRING CREEK, NV 89815-5684

November 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateNov 24, 2020
Property Address395 WALNUT ST, ELKO, NV 89801-2833
Document Number0000777699
Instrument DateNov 09, 2020
Instrument777699
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$674.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address578 GALLINAS DR, 578, SPRING CREEK, NV 89815-5684

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 PALACE CIR, SPRING CREEK, NV 89815-6952

Mortgage

Document Number0000777700
DateNov 24, 2020
Instrument777700
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$929.00 (+5.45%)$37,389 (+46.58%) Land $19,950 Building $17,439$106,826 (+46.58%) Land $57,000 Building $49,826
2023$881.00 (+7.97%)$25,507 (+14.59%) Land $6,615 Building $18,892$72,877 (+14.59%) Land $18,900 Building $53,977
2022$816.00$22,260 Land $6,615 Building $15,645$63,600 Land $18,900 Building $44,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber		2,000 / 2,000
Zito West Holding
Fiber · Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
White Cloud Networks
Fixed Wireless		200 / 50
Hot Spot Broadband
Fixed Wireless		100 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Churchill County, State of Nevada, JAB Wireless.

Based on FCC filings for 714 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ELKO
serves 23,000 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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