430 Walnut St, Elko, NV 89801 Property Records

Elko County property record for 430 Walnut St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1,687 sqft · built 1966
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Sep 2026)
Tax Bill	$960 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-025-002`

Property Details

APN / Parcel Number

Primary APN	`001-025-002`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,687 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	430 WALNUT ST
City	ELKO
State	NV
Zip	89801-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	TABER & SIMONSEN ADDITION FILE 3502,LOCATED IN,MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	15
Legal Subdivision	TABER & SIMONSEN ADDITION
Legal Block	128
Legal Lot Number	16,17
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1005
Census Tract	950900

Owner

Source: Elko County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 WALNUT ST, ELKO, NV 89801-2836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jul 21, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Deed Document Number	2026870332
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	0000808395
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 28, 2026
Property Address	430 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000870332
Instrument Date	Sep 22, 2026
Instrument	2026870332
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	WFG NEVADA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,773.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 WALNUT ST, ELKO, NV 89801-2836

Mortgage

Document Number	0000870332,
Date	Sep 28, 2026
Instrument	2026870332

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKO NV
Recording Date	Jul 21, 2022
Property Address	430 WALNUT ST, ELKO, NV 89801-2836
Document Number	0000808395
Instrument Date	Jul 19, 2022
Instrument	808395
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 WALNUT ST, 430, ELKO, NV 89801-2836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$960.00 (+3.11%)	$36,521 (-0.23%) Land $15,050 Building $21,471	$104,346 (-0.23%) Land $43,000 Building $61,346
2025	$931.00 (+12.99%)	$36,605 (+39.47%) Land $15,050 Building $21,555	$104,586 (+39.47%) Land $43,000 Building $61,586
2023	$824.00 (+2.87%)	$26,245 (+14.55%) Land $6,615 Building $19,630	$74,986 (+14.55%) Land $18,900 Building $56,086
2022	$801.00	$22,911 Land $6,615 Building $16,296	$65,460 Land $18,900 Building $46,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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