4507 Harder Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4507 Harder Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,162 sqft · built 1993
Lot Size	0.241 acres (10,512 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Feb 2021)
Tax Bill	$2,992 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C015802001700040`

Property Details

APN / Parcel Number

Primary APN	`C015802001700040`
Alternative APN	`C-01-35-28-020-0170-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	1,926 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	10,512 sqft (0.241 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Finished
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	157 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C015802001700040
Street Address	4507 HARDER AVE
City	SEBRING
State	FL
Zip	33875-5128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN ESTATES SEC 1 PB 7 PG 6 LOT 4 BLK 17
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	17
Legal Lot Number	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1046
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4507 HARDER AVE, SEBRING, FL 33875-5128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK
Apr 7, 2020	Deed of Trust, Mortgage · Conventional with PMI MIDFLORIDA CU ISAOA
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Apr 7, 2017	Deed of Trust, Mortgage · FHA Mortgage MIDFLORIDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Sep 24, 2015
Deed Document Number	2018870
Deed Book / Page	2801 / 1722
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 11, 2021
Property Address	4507 HARDER AVE, SEBRING, FL 33875-5128
Document Number	0002018870
Book / Page	2801 / 1722
Map Reference	MB 7 PG 6
Instrument Date	Feb 4, 2021
Instrument	2018870
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4507 HARDER AVE, 4507, SEBRING, FL 33875-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 HARDER AVE, SEBRING, FL 33875-5128

Mortgage

Document Number	0028011724
Date	Feb 11, 2021
Instrument	2801/1724

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4507 HARDER AVE, SEBRING, FL 33875-5128
Document Number	0001982218
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 HARDER AVE SEBRING FL 338755128, SEBRING, FL 33875-5128

Mortgage

Document Number	0001982218
Date	Apr 13, 2020
Book Page	002748/000166
Instrument	1982218

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4507 HARDER AVE, SEBRING, FL 33875-5128
Document Number	0001914628
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 HARDER AVE SEBRING FL 338755128, SEBRING, FL 33875-5128

Mortgage

Document Number	0001914628
Date	Oct 15, 2018
Book Page	002660/000304
Instrument	1914628

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2033

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4507 HARDER AVE, SEBRING, FL 33875-5128
Document Number	0001849689
Book / Page	002576 / 000060
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	MIDFLORIDA TITLE PROFESSIONALS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 HARDER AVE SEBRING FL 338755128, SEBRING, FL 33875-5128

Mortgage

Document Number	0001849689
Date	Apr 17, 2017
Book Page	002576/000060
Instrument	1849689

Lender

Name	MIDFLORIDA FCU
Type	Credit Union
Address	LAKELAND, FL 33801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,863 (+5.99%)	$257,175 (+0.34%) Land $20,475 Building $236,700
2024	$2,992.00 (+1.8%)
2023	$2,939.00 (+1.24%) Homeowner's exemption	$230,087 (+3%)	$256,303 (+14.74%) Land $16,800 Building $239,503
2022	$2,903.00 Homeowner's exemption	$223,385 Land $12,600 Building $210,785	$223,385 Land $12,600 Building $210,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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