45069 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 45069 E Hamilton St, Oberlin, OH 44074

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 3,585 sqft · built 1977
Lot Size	17 acres (740,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Feb 2013)
Tax Bill	$5,407 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-107-000-008`

Property Details

APN / Parcel Number

Primary APN	`09-00-107-000-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,585 sqft Gross Area
1st Floor Area	2,689 sqft
Basement Area	1,945 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	740,520 sqft (17 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	252 sqft
Deck Area	891 sqft
Patio Area	891 sqft
Pole Barn	1,740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45069 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9428
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	20030931597
Legal Subdivision	ORIGINAL RUSSIA TOWNSHIP
Legal Lot Number	107
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3015
Census Tract	60100

Owner

Source: Lorain County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45069 E HAMILTON ST, OBERLIN, OH 44074-9428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2013 · Amount on Record
Deed Sale	Feb 22, 2013 · Amount on Record
Prior Sale	Jul 17, 2003 · Amount on Record
Deed Document Number	2013449312
Last Transfer Date	Oct 23, 2020
Transfer Doc	0000792371
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 7, 2020
Property Address	45069 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	0000792371
Instrument Date	Oct 23, 2020
Instrument	792371
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45069 E HAMILTON ST OBERLIN OH 440749428, OBERLIN, OH 44074-9428

Mortgage

Document Number	792372
Date	Dec 7, 2020
Instrument	792372

Lender

Name	FIREFIGHTERS CU
Type	Credit Union
Address	45069 E HAMILTON ST, OBERLIN, OH 44074-9428

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 6, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,407.00 (-4.13%) Homeowner's exemption	$148,730 (%) Land $43,250 Building $105,480	$424,960 (-) Land $123,580 Building $301,380
2024	$5,640.00 (+47.14%)	$148,736 (+55.95%) Land $43,253 Building $105,483	$424,960 (+55.95%) Land $123,580 Building $301,380
2023	$3,833.00 (+1.7%)	$95,376 (%) Land $32,631 Building $62,745	$272,500 (-) Land $93,230 Building $179,270
2022	$3,769.00 Additional exemption filed	$95,380 Land $32,630 Building $62,750
2021			$272,500 Land $93,230 Building $179,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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