Lorain County property record for 45024 E Hamilton St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,535 sqft · built 1955 |
| Lot Size | 1.42 acres (62,291 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $99,900 (Aug 2004) |
| Tax Bill | $3,037 (2025) |
| Deeds & Mortgages | Feb 2006 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-097-000-062 |
| Primary APN | 09-00-097-000-062 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,535 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| 2nd Floor Area | 423 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 62,291 sqft (1.42 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 268 sqft |
| Deck Area | 50 sqft |
| Patio Area | 218 sqft |
| Pole Barn | 894 sqft |
| Heating System | HVAC |
|---|
| Street Address | 45024 E HAMILTON ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SURVEY BEFORE NEXT TRAN NOTES |
| Legal Subdivision | RUSSIA |
| Legal Lot Number | 97 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | NEW RUSSIA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 60100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 45024 E HAMILTON ST, OBERLIN, OH 44074-9428 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2004 · Amount on Record |
| Deed Sale | Aug 5, 2004 · Amount on Record |
| Deed Document Number | 2004005230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45024 E HAMILTON ST, OBERLIN, OH 44074-9428 |
| Document Number | 0000617167 |
| Instrument Date | Feb 2, 2006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 45024 E HAMILTON ST OBERLIN OH 440749428, OBERLIN, OH 44074-9428 |
| Document Number | 0000617167 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 617167 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 30, 2037 |
| Rate | 2% |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | New Russia Township |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,037.00 | $71,630 (+%) Land $17,290 Building $54,340 | $204,650 (-) Land $49,400 Building $155,250 |
| 2024 | $3,037.00 (+20.9%) | $71,628 (+39.91%) Land $17,290 Building $54,338 | $204,650 (+39.91%) Land $49,400 Building $155,250 |
| 2023 | $2,512.00 (+3.12%) | $51,195 (+0.01%) Land $16,664 Building $34,531 | $146,270 (-) Land $47,610 Building $98,660 |
| 2022 | $2,436.00 | $51,190 Land $16,660 Building $34,530 | |
| 2021 | $146,270 Land $47,610 Building $98,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Cable Co-op, T-Mobile.
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