45200 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 45200 E Hamilton St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,744 sqft · built 1994
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,183 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-00-097-000-074`

Property Details

APN / Parcel Number

Primary APN	`09-00-097-000-074`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	192,971 sqft (4.43 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	175 sqft
Deck Area	243 sqft
Patio Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45200 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20080255098
Legal Subdivision	RUSSIA
Legal Lot Number	97
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3019
Census Tract	60100

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45200 E HAMILTON ST, OBERLIN, OH 44074-9428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 21, 2022	Survivorship Deed, Transfer GUARDIAN LAND TITLE, GUARDIAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2016
Deed Sale	May 6, 2016
Prior Sale	Oct 22, 2010 · Amount on Record
Deed Document Number	2016584683
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	45200 E HAMILTON ST, OBERLIN, OH 44074-9428
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45200 E HAMILTON ST, OBERLIN, OH 44074-9428

Mortgage

Document Number	0000906259
Date	Feb 9, 2023
Instrument	2023-0906259

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 24, 2053

April 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 21, 2022
Property Address	45200 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	0000872138
Instrument Date	Apr 20, 2022
Instrument	2022-0872138
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45200 E HAMILTON ST, OBERLIN, OH 44074-9428

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,183.00 (-4.17%) Homeowner's exemption	$147,390 (%) Land $26,940 Building $120,450	$421,120 (-) Land $76,970 Building $344,150
2024	$6,452.00 (+23.08%)	$147,392 (+36.53%) Land $26,940 Building $120,453	$421,120 (+36.53%) Land $76,970 Building $344,150
2023	$5,242.00 (+3.15%)	$107,958 (%) Land $24,626 Building $83,332	$308,450 (-) Land $70,360 Building $238,090
2022	$5,082.00	$107,960 Land $24,630 Building $83,330
2021			$308,450 Land $70,360 Building $238,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cable Co-op, T-Mobile.

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