45089 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 45089 E Hamilton St, Oberlin, OH 44074 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,423 sqft · built 1880
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2026)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-107-000-007`

Property Details

APN / Parcel Number

Primary APN	`09-00-107-000-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,423 sqft Living Area
Gross Area	1,711 sqft
1st Floor Area	930 sqft
Upper Floors Area	493 sqft
Basement Area	242 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	130,680 sqft (3 acres)
Porch	Enclosed Frame Porch
Porch Area	772 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	45089 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20040045438
Legal Subdivision	RUSSIA
Legal Lot Number	107
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3015
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-107-000-007

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45089 E HAMILTON ST, OBERLIN, OH 44074-9428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	202696196
Prior Transfer Date	Nov 30, 2004
Prior Transfer Doc	0000005438
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 18, 2026
Property Address	45089 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	0000096196
Instrument Date	May 13, 2026
Instrument	202696196
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	45089 E HAMILTON ST, OBERLIN, OH 44074-9428

Mortgage

Document Number	0000096197,
Date	May 18, 2026
Instrument	202696197

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 26, 2024
Property Address	45089 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	0000011207
Instrument Date	Mar 26, 2024
Instrument	2024-0011207
Transaction Type	Transfer
Record Updated	May 07, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45089 E HAMILTON ST, OBERLIN, OH 44074-9428

March 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Mar 22, 2024
Property Address	45089 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	0000007588
Instrument Date	Feb 23, 2024
Instrument	2024-0007588
Transaction Type	Transfer
Record Updated	Apr 01, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,421.00 (+21.29%)	$54,580 (+0.01%) Land $22,650 Building $31,930	$155,920 (-) Land $64,700 Building $91,220
2024	$1,996.00 (+33.42%)	$54,572 (+39.07%) Land $22,645 Building $31,927	$155,920 (+39.07%) Land $64,700 Building $91,220
2023	$1,496.00 (+1.7%)	$39,242 (+0.01%) Land $21,084 Building $18,158	$112,120 (-) Land $60,240 Building $51,880
2022	$1,471.00	$39,240 Land $21,080 Building $18,160
2021			$112,120 Land $60,240 Building $51,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 28% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cable Co-Op	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Armstrong Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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