44957 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 44957 E Hamilton St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,590 sqft · built 1993
Lot Size	5.69 acres (247,856 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2013)
Tax Bill	$4,894 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-107-000-011`

Property Details

APN / Parcel Number

Primary APN	`09-00-107-000-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,616 sqft
2nd Floor Area	974 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	247,856 sqft (5.69 acres)
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	192 sqft
Patio Area	240 sqft
Balcony	Balcony
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	44957 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58-09-009G -009-02
Legal Subdivision	RUSSIA
Legal Lot Number	107
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3015
Census Tract	60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44957 E HAMILTON ST, OBERLIN, OH 44074-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK FSB
Aug 12, 2024	Deed of Trust, Mortgage DOLLAR BANK FSB
Nov 22, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Deed Document Number	2013-0480767
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	44957 E HAMILTON ST, OBERLIN, OH 44074-9611
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44957 E HAMILTON ST, OBERLIN, OH 44074-9611

Mortgage

Document Number	0000882757
Date	Jul 11, 2022
Instrument	2022-0882757

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	44957 E HAMILTON ST, OBERLIN, OH 44074-9611
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44957 E HAMILTON ST, OBERLIN, OH 44074-9611

Mortgage

Document Number	0000022705
Date	Aug 12, 2024
Instrument	2024-0022705

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded

November 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 22, 2024
Property Address	44957 E HAMILTON ST, OBERLIN, OH 44074-9611
Document Number	0000034434
Map Reference	VOL 416 PG 552
Instrument Date	Nov 21, 2024
Instrument	2024-0034434
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	44957 E HAMILTON ST, OBERLIN, OH 44074-9611

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,894.00	$116,330 (-) Land $27,370 Building $88,960	$332,370 (-) Land $78,200 Building $254,170
2024	$4,894.00 (+7.82%)	$116,330 (+24.65%) Land $27,370 Building $88,960	$332,370 (+24.65%) Land $78,200 Building $254,170
2023	$4,539.00 (+3.14%)	$93,328 (+0.01%) Land $26,044 Building $67,284	$266,650 (-) Land $74,410 Building $192,240
2022	$4,401.00	$93,320 Land $26,040 Building $67,280
2021			$266,650 Land $74,410 Building $192,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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