45063 James St, Callahan, FL 32011 Property Records

Nassau County property record for 45063 James St, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,165 sqft · built 2018
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Jul 2018)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification Jul 2018 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-2N-25-4170-0038-0000`

Property Details

APN / Parcel Number

Primary APN	`51-2N-25-4170-0038-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,165 sqft Heated Area
Gross Area	1,636 sqft
1st Floor Area	672 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45063 JAMES ST
City	CALLAHAN
State	FL
Zip	32011-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 38 IN OR 2208/1700 J P PAGE SUB PB 3/20
Legal Range	25E
Legal Township	02N
Legal Section	51
Legal Subdivision	J P PAGE SUB
Legal Lot Number	38
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1041
Census Tract	50509

Owner

45063 James St is owned and occupied by an individual who bought it in July 2018.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	45063 JAMES ST, CALLAHAN, FL 32011-3747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Loan Modification, Mortgage FIRST FED'L SVGS BK
Jul 9, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST FSB/FL
Jul 9, 2018	Grant Deed AMELIA TITLE AGENCY INC
Jan 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	Jan 22, 2018
Deed Document Number	201821002
Deed Book / Page	2208 / 1700
Record Updated	Jun 8, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	45063 JAMES ST, CALLAHAN, FL 32011-3747
Document Number	0022430969
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45063 JAMES ST CALLAHAN FL 320113747, CALLAHAN, FL 32011-3747
Investor	Possibly a Property Investor

Mortgage

Document Number	0022430969
Date	Dec 13, 2018
Book Page	002243/000969
Instrument	45038483

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 9, 2018
Property Address	45063 JAMES ST, CALLAHAN, FL 32011-3747
Document Number	0022081700
Book / Page	002208 / 001700
Instrument Date	Jul 3, 2018
Instrument	21002
Transaction Type	Construction Loan
Record Updated	Jul 17, 2018
Title Company	AMELIA TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 HWY 1308 UNION CITY GA 30291, UNION CITY, GA 30291

Mortgage

Document Number	22081702
Date	Jul 9, 2018
Book Page	002208/001702
Instrument	21003

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

July 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 9, 2018
Property Address	45063 JAMES ST, CALLAHAN, FL 32011-3747
Document Number	0022081696
Book / Page	002208 / 001696
Instrument Date	May 3, 2018
Instrument	21000
Record Updated	Jul 17, 2018
Title Company	AMELIA TITLE AGENCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541222 US HWY I #1 CALLAHAN FL 32011, 1, CALLAHAN, FL 32011

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 22, 2018
Property Address	45063 JAMES ST, CALLAHAN, FL 32011-3747
Document Number	0021711753
Book / Page	002171 / 001753
Instrument Date	Dec 29, 2017
Instrument	2282
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541222 US HIGHWAY 1 CALLAHAN FL 320118103, CALLAHAN, FL 32011-8103

Tax Assessment & Valuation

The 2025 property tax bill for 45063 James St was $1,343 with a homeowner's exemption, up 1.9% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00 (+1.9%) Homeowner's exemption	$127,859 (+2.9%)	$191,744 (+4.93%) Land $11,000 Building $180,744
2024	$1,318.00 (+2.33%) Homeowner's exemption	$124,256 (+3%)	$182,732 (+4.36%) Land $10,000 Building $172,732
2023	$1,288.00 (+12.29%) Homeowner's exemption	$120,637 (+3%)	$175,095 (+19.39%) Land $10,000 Building $165,095
2022	$1,147.00 Homeowner's exemption	$117,123	$146,653 Land $10,000 Building $136,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45063 James St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2016–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45063 James St is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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