Monroe County property record for 4503 Kern Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,071 sqft · built 1977 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $4,211 (2025) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-27-300-005-000 |
| Primary APN | 11-27-300-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,071 sqft Building Perimeter |
| 1st Floor Area | 660 sqft |
| Basement Area | 1,071 sqft |
| Unfinished Basement | 1,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 272 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 353 sqft |
| Deck Area | 186 sqft |
| Patio Area | 378 sqft |
| Street Address | 4503 KERN RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SW SW |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 27 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 4503 KERN RD, WATERLOO, IL 62298-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2019 |
| Transfer Doc | 0000404090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 9, 2019 |
| Property Address | 4503 KERN RD, WATERLOO, IL 62298-4037 |
| Document Number | 0000404090 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 404090 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4503 KERN RD WATERLOO IL 622984037, WATERLOO, IL 62298-4037 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,211.00 (-2.91%) Homeowner's exemption | $82,030 (+13%) Land $18,410 Building $63,620 | $246,090 (+13%) Land $55,230 Building $190,860 |
| 2024 | $4,337.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $72,590 Land $18,410 Building $54,180 | $217,770 Land $55,230 Building $162,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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