Monroe County property record for 4501 Kern Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,180 sqft · built 1995 |
| Lot Size | 3.97 acres (172,933 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,005 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-27-300-003-000 |
| Primary APN | 11-27-300-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,180 sqft |
| Unfinished Basement | 1,180 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Lot Area | 172,933 sqft (3.97 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4501 KERN RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SW SW |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 27 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-27-300-003-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4501 KERN RD, WATERLOO, IL 62298-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2024 |
| Transfer Doc | 0000435071 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,190 (+14.52%) Land $15,690 Building $63,500 | $237,570 (+14.52%) Land $47,070 Building $190,500 | |
| 2024 | $4,005.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $69,150 Land $15,690 Building $53,460 | $207,450 Land $47,070 Building $160,380 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| HTC Holding DSL | 10 / 1 |
Based on FCC filings for 6 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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