Monroe County property record for 4467 Kern Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,104 sqft · built 1977 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Feb 2024) |
| Tax Bill | $3,240 (2025) |
| Deeds & Mortgages | Feb 2024 Foreclosure Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-27-300-002-000 |
| Primary APN | 11-27-300-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 70 sqft |
| Porch | Slab |
| Porch Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4467 KERN RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SW SW |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 27 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 600501 |
4467 Kern Rd is owned and occupied by two individuals who bought it in February 2024.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4467 KERN RD, WATERLOO, IL 62298-4035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Foreclosure Foreclosure Auction |
| Feb 24, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on File |
| Deed Sale | Feb 16, 2024 · Amount on File |
| Deed Document Number | 2024432129 |
| Prior Transfer Date | Feb 15, 2024 |
| Prior Transfer Doc | 0000432129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 16, 2024 |
| Property Address | 4467 KERN RD, WATERLOO, IL 62298-4035 |
| Document Number | 0000432129 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 432129 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 S WACKER DR LBBY 24, 24, CHICAGO, IL 60606-4615 |
| Name | Verified Name |
|---|---|
| Address | 17 E MILL ST, RUMA, IL 62278-2715 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4467 KERN RD, WATERLOO, IL 62298-4035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000388454 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 388454 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4467 Kern Rd was $3,240 with a homeowner's exemption, down 3.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,240.00 (-3.89%) Homeowner's exemption | $65,540 Land $13,120 Building $52,420 | $196,620 Land $39,360 Building $157,260 |
| 2024 | $3,371.00 | ||
| 2022 | $3,253.00 Additional exemption filed | $58,750 Land $13,120 Building $45,630 | $176,250 Land $39,360 Building $136,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4467 Kern Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4467 Kern Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 10 / 1 |
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