Monroe County property record for 4348 Kern Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2003 |
| Square Footage | 7,995 sqft Building Perimeter |
| Lot Size | 130,680 sqft (3 acres) |
| Garage | Built-in, 2,900 sqft |
| Pool | In-Ground Vinyl Pool |
| Tax Bill | $14,567.00 (2024) |
| Primary APN | 11-27-365-006-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Building Area | 7,995 sqft Building Perimeter |
| 1st Floor | 7,656 sqft 1st Floor |
| Upper Floors | 338 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 130,680 sqft (3 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,550 sqft Driveway |
| Garage Type | Built-in Garage |
| Garage Area | 2,900 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 585 sqft Pool |
| Patio Area | 524 sqft Patio |
| Porch Area | 48 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4348 KERN RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4032 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 OUTPOST FARM |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | OUTPOST FARM |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 29 |
| Census Blockgroup | 2 |
| Census Block | 2056 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-27-365-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 700 DELANEY ST, PERRYVILLE, MO 63775-1412 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Jul 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 05, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4348 KERN RD, WATERLOO, IL 62298-4032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000392395 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 392395 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4348 KERN RD, WATERLOO, IL 62298-4032 |
| Document Number | 0000413078 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4348 KERN RD WATERLOO IL 622984032, WATERLOO, IL 62298-4032 |
| Document Number | 0000413078 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 413078 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2050 |
| Rate | 2.87% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 30, 2019 |
| Property Address | 4348 KERN RD, WATERLOO, IL 62298-4032 |
| Document Number | 0000402732 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 402732 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 10105 BAUER RD ST LOUIS MO 631283212, ST LOUIS, MO 63128-3212 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 05, 2017 |
| Property Address | 4348 KERN RD, WATERLOO, IL 62298-4032 |
| Document Number | 0000387698 |
| Instrument Date | Nov 01, 2016 |
| Instrument | 387698 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10105 BAUER RD ST LOUIS MO 631283212, ST LOUIS, MO 63128-3212 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $348,530 (+39.69%) Land $13,120 Building $335,410 | $1,045,590 (+39.69%) Land $39,360 Building $1,006,230 | |
| 2024 | $14,567.00 | ||
| 2022 | $249,510 Land $13,120 Building $236,390 | $748,530 Land $39,360 Building $709,170 |
4348 Kern Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 71st in Illinois |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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