4533 Kern Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4533 Kern Rd, Waterloo, IL 62298

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 4 ba · 1,216 sqft · built 2002
Lot Size	21.5 acres (936,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,351 (May 2022)
Tax Bill	$252 (2025)
Deeds & Mortgages	May 2022 Sale May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-28-400-007-000`

Property Details

APN / Parcel Number

Primary APN	`11-28-400-007-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,216 sqft Building Perimeter
1st Floor Area	1,216 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	936,540 sqft (21.5 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,360 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4533 KERN RD
City	WATERLOO
State	IL
Zip	62298-4037
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	MA1
Legal Description	PART NE SE
Legal Range	09W
Legal Township	03S
Legal Section	28
Jurisdiction	MONROE IL
Township / Civil Division	29
Census Block Group	2
Census Block	2055
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4701 KERN RD, WATERLOO, IL 62298-4041
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Transfer
May 24, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	2022424179
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0000424409
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 9, 2022
Property Address	4701 KERN RD, WATERLOO, IL 62298-4041
Document Number	0000424179
Instrument Date	Oct 26, 2018
Instrument	424179
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Tax	$152.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 HARROW GATE DR, 3004, WOODSTOCK, IL 60098-7410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 KERN RD, WATERLOO, IL 62298-4041

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	May 24, 2022
Property Address	4701 KERN RD, WATERLOO, IL 62298-4041
Document Number	0000424409
Instrument Date	Oct 26, 2018
Instrument	424409
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4701 KERN RD, WATERLOO, IL 62298-4041

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$252.00 (+14.03%)	$4,589 (+14.98%) Land $4,589	$13,767 (+14.98%) Land $13,767
2024	$221.00	$3,991 (+35.38%) Land $3,991	$11,973 (+35.38%) Land $11,973
2022		$2,948 Land $2,948	$8,844 Land $8,844

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	30 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kern Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures