4500 Cambridge St, Duluth, MN 55804 Property Records

St. Louis County property record for 4500 Cambridge St, Duluth, MN 55804

Property Summary

Property Type	Apartments (5+ Units)
Details	32,580 sqft · built 1986
Lot Size	0.316 acres (13,800 sqft)
Owner	Company Name on File
Tax Bill	$11,532 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2970-00010`

Property Details

APN / Parcel Number

Primary APN	`010-2970-00010`
Alternative APN	`50774`

Interior

Units	105 Units
Stories	2 Stories
Building Area	32,580 sqft Gross Area
1st Floor Area	17,322 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Other
Lot Area	13,800 sqft (0.316 acres)
Lot Dimensions	120 ft deep x 115 ft wide
Garage Area	7,500 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	50774
Street Address	4500 CAMBRIDGE ST
City	DULUTH
State	MN
Zip	55804-2353
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	LOTS 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,13 AND 14 SERIAL #
Legal Subdivision	KELSO R S 1 2 SARGENTS R 16 1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5015
Census Tract	600

Owner

Source: St. Louis County records · APN 010-2970-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4500 CAMBRIDGE ST, DULUTH, MN 55804-2353
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4500 CAMBRIDGE ST, DULUTH, MN 55804-2353
Document Number	00T1009795
Instrument Date	Apr 01, 2019
Transaction Type	Mortgage
Record Updated	May 03, 2019
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3530 LEXINGTON AVE N SHOREVIEW MN 551268166, SHOREVIEW, MN 55126-8166

Mortgage

Document Number	00T1009795
Date	Apr 24, 2019
Instrument	T1009795

Lender

Name	DOUGHERTY MTG
Type	Mortgage Company
Address	90 S 7TH ST # 4300, MINNEAPOLIS, MN 55402-4108

Agreement

Amount	Amount Recorded
Term	420 Months
Due	Apr 23, 2054

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,532.00 (+11.98%)
2025	$10,298.00 (-55.14%)	$3,058,200 (+9.19%) Land $201,800 Building $2,856,400	$3,058,200 (+9.19%) Land $201,800 Building $2,856,400
2024		$2,800,700 (+38.42%) Land $74,800 Building $2,725,900	$2,800,700 (+38.42%) Land $74,800 Building $2,725,900
2023	$22,954.00
2022		$2,023,300 Land $73,300 Building $1,950,000	$2,023,300 Land $73,300 Building $1,950,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 328 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.