4424 Cambridge St, Duluth, MN 55804 Property Records

St. Louis County property record for 4424 Cambridge St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.25 ba · 840 sqft · built 1923
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$246,500 (Mar 2025)
Tax Bill$2,864 (2026)
Deeds & MortgagesFeb 2022 Line of Credit
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN010-2990-00060

Property Details

APN / Parcel Number

Primary APN010-2990-00060
Alternative APNs
  • 1122434
  • 1179672

Interior

Bedrooms2 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area840 sqft Gross Area
1st Floor Area840 sqft
Basement Area200 sqft
Finished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area7,000 sqft (0.16 acres)
Garage Area352 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area66 sqft
Deck Area228 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1179672
Street Address4424 CAMBRIDGE ST
CityDULUTH
StateMN
Zip55804-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0006 BLOCK:019 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block19
Legal Lot Number6
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group5
Census Block5014
Census Tract600

Owner

Source: St. Louis County records · APN 010-2990-00060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4424 CAMBRIDGE ST, DULUTH, MN 55804-2106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed of Trust, Mortgage · Line of Credit
FIRST MINNETONKA CITY BANK
Dec 09, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2025 · Amount on Record
Deed SaleMar 05, 2025 · Amount on Record
Prior SaleJun 18, 2015 · Amount on Record
Deed Document Number20251505996
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4424 CAMBRIDGE ST, DULUTH, MN 55804-2106
Transaction TypeMortgage
Record UpdatedMar 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4424 CAMBRIDGE ST, DULUTH, MN 55804-2106

Mortgage

Document Number0001437462
DateFeb 15, 2022
Instrument1437462
Lender
NameFIRST MINNETONKA CITY BANK
TypeBank
AddressMINNETONKA, MN 55345
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 09, 2021
Property Address4424 CAMBRIDGE ST, DULUTH, MN 55804-2106
Document Number0001432053
Instrument DateDec 03, 2021
Instrument1432053
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$600.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4424 CAMBRIDGE ST, DULUTH, MN 55804-2106

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,864.00 (+7.19%) Homeowner's exemption
2025$2,672.00 (+9.78%) Homeowner's exemption$227,900 (+4.59%) Land $47,800 Building $180,100$227,900 (+4.59%) Land $47,800 Building $180,100
2024$2,434.00$217,900 (+25.3%) Land $46,100 Building $171,800$217,900 (+25.3%) Land $46,100 Building $171,800
2022$173,900 Land $35,500 Building $138,400$173,900 Land $35,500 Building $138,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 328 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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