St. Louis County property record for 4511 Cambridge St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.25 ba · 2,566 sqft · built 1888 |
| Lot Size | 0.321 acres (14,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $301,000 (Dec 2021) |
| Tax Bill | $6,062 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-00180 |
| Primary APN | 010-3010-00180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,566 sqft Gross Area |
| 1st Floor Area | 1,371 sqft |
| Basement Area | 320 sqft |
| Finished Basement | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1888 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,001 sqft (0.321 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1118175 |
|---|---|
| Street Address | 4511 CAMBRIDGE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14 AND 15 SERIAL # |
| Legal Subdivision | LONDON ADDITION TO DULUTH |
| Legal Block | 28 |
| Legal Lot Number | 14-15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4515 CAMBRIDGE ST, DULUTH, MN 55804-2314 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on Record |
| Deed Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 20211431293 |
| Prior Transfer Date | Jul 30, 2007 |
| Prior Transfer Doc | 0001059699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 2, 2021 |
| Property Address | 4511 CAMBRIDGE ST, DULUTH, MN 55804-2314 |
| Document Number | 0001431293 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 1431293 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $993.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4515 CAMBRIDGE ST, DULUTH, MN 55804-2314 |
| Document Number | 0001431294 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 1431294 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,062.00 (+6.76%) | ||
| 2025 | $5,678.00 (-0.04%) | $441,000 (+6.52%) Land $67,000 Building $374,000 | $441,000 (+6.52%) Land $67,000 Building $374,000 |
| 2024 | $5,680.00 | $414,000 (+12.23%) Land $64,500 Building $349,500 | $414,000 (+12.23%) Land $64,500 Building $349,500 |
| 2022 | $368,900 Land $49,600 Building $319,300 | $368,900 Land $49,600 Building $319,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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