4501 Cambridge St, Duluth, MN 55804 Property Records

St. Louis County property record for 4501 Cambridge St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,344 sqft · built 1914
Lot Size	0.16 acres (7,001 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Apr 2024)
Tax Bill	$4,298 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3010-00200`

Property Details

APN / Parcel Number

Primary APN	`010-3010-00200`
Alternative APNs	`1164182` `935584`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	290 sqft
Finished Basement	290 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	7,001 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	380 sqft
Deck Area	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1164182
Street Address	4501 CAMBRIDGE ST
City	DULUTH
State	MN
Zip	55804-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0016 BLOCK:028 SERIAL #
Legal Subdivision	LONDON ADDITION TO DULUTH
Legal Block	28
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5009
Census Tract	600

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4501 CAMBRIDGE ST, DULUTH, MN 55804-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	20241485654
Prior Transfer Date	Jun 17, 2008
Prior Transfer Doc	0001085299
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4501 CAMBRIDGE ST, DULUTH, MN 55804-2314
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001485656
Date	Apr 5, 2024
Instrument	1485656

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 5, 2024
Property Address	4501 CAMBRIDGE ST, DULUTH, MN 55804-2314
Document Number	0001485654
Instrument Date	Apr 1, 2024
Instrument	1485654
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4501 CAMBRIDGE ST, DULUTH, MN 55804-2314

Mortgage

Document Number	0001485655
Date	Apr 5, 2024
Instrument	1485655

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,298.00 (+15.97%)
2025	$3,706.00 (-6.27%) Homeowner's exemption	$312,400 (+8.47%) Land $47,800 Building $264,600	$312,400 (+8.47%) Land $47,800 Building $264,600
2024	$3,954.00	$288,000 (+8.43%) Land $45,200 Building $242,800	$288,000 (+8.43%) Land $45,200 Building $242,800
2022		$265,600 Land $34,800 Building $230,800	$265,600 Land $34,800 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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