St. Louis County property record for 4432 Cambridge St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,248 sqft · built 1923 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,584 (2026) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2990-00080 |
| Primary APN | 010-2990-00080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Gross Area |
| 1st Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 63 sqft |
| Deck Area | 50 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1196331 |
|---|---|
| Street Address | 4432 CAMBRIDGE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 08 BLOCK:019 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 19 |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4432 CAMBRIDGE ST, DULUTH, MN 55804-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2022 |
| Transfer Doc | 0001451493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 17, 2026 |
| Property Address | 4432 CAMBRIDGE ST, DULUTH, MN 55804-2106 |
| Document Number | 0001531028 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261531028 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4432 CAMBRIDGE ST, DULUTH, MN 55804-2106 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,584.00 (+7.31%) Homeowner's exemption | ||
| 2025 | $3,340.00 (-2.4%) Homeowner's exemption | $280,000 (+6.38%) Land $47,800 Building $232,200 | $280,000 (+6.38%) Land $47,800 Building $232,200 |
| 2024 | $3,422.00 | $263,200 (+12.77%) Land $46,000 Building $217,200 | $263,200 (+12.77%) Land $46,000 Building $217,200 |
| 2022 | $233,400 Land $35,400 Building $198,000 | $233,400 Land $35,400 Building $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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