450 E Adams St, Franklin, IN 46131 Property Records

Johnson County property record for 450 E Adams St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,294 sqft · built 1863
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,500 (Jun 2018)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51001432037/00`

Property Details

APN / Parcel Number

Primary APN	`51001432037/00`
Alternative APNs	`41-08-14-041-108.000-009` `00001088169`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,294 sqft Living Area
1st Floor Area	2,728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	144 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	136 sqft
Patio Area	305 sqft
Shed	1 Shed
Shed Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001088169
Street Address	450 E ADAMS ST
City	FRANKLIN
State	IN
Zip	46131-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKS & TILTON ADD #8 PT LOT 17 MP FRANKLIN COMMUNI
Legal Subdivision	HICKS & TILTON ADD
Legal Lot Number	17
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2047
Census Tract	611000

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 E ADAMS ST, FRANKLIN, IN 46131-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	201812271
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	450 E ADAMS ST, FRANKLIN, IN 46131-1826
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004734
Date	Feb 17, 2021
Instrument	2021-004734

Lender

Name	CME LENDING GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 11, 2018
Property Address	450 E ADAMS ST, FRANKLIN, IN 46131-1826
Document Number	2018012271
Map Reference	PB 1 PG 13
Instrument Date	May 30, 2018
Instrument	2018-012271
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E ADAMS ST, FRANKLIN, IN 46131-1826

Mortgage

Document Number	2018012272
Date	Jun 11, 2018
Instrument	2018-012272

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 (+10.97%) Homeowner's exemption	$331,900 (+36.53%) Land $14,100 Building $317,800	$331,900 (+36.53%) Land $14,100 Building $317,800
2024	$3,073.00 (+13.27%)
2023	$2,713.00 (+18.37%) Homeowner's exemption	$243,100 (+17.84%) Land $14,300 Building $228,800	$243,100 (+17.84%) Land $14,300 Building $228,800
2022	$2,292.00 Homeowner's exemption	$206,300 Land $14,300 Building $192,000	$206,300 Land $14,300 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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