449 E Adams St, Franklin, IN 46131 Property Records

Johnson County property record for 449 E Adams St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,094 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2022)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51001432079/00`

Property Details

APN / Parcel Number

Primary APN	`51001432079/00`
Alternative APNs	`41-08-14-041-119.000-009` `00001088191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	2,094 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	144 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	171 sqft
Patio Area	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001088191
Street Address	449 E ADAMS ST
City	FRANKLIN
State	IN
Zip	46131-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKS & TILTON ADD #8 LOT 10 MP FRANKLIN COMMUNI
Legal Subdivision	HICKS & TILTON ADD
Legal Lot Number	10
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2048
Census Tract	611000

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	449 E ADAMS ST, FRANKLIN, IN 46131-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
May 6, 2019	Warranty Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP
Feb 13, 2018	Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	May 6, 2019 · Amount on Record
Deed Document Number	20224137
Prior Transfer Date	Apr 21, 2008
Prior Transfer Doc	2008011106
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	449 E ADAMS ST, FRANKLIN, IN 46131-1825
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011005
Date	Apr 13, 2021
Instrument	2021-011005

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 24, 2022
Property Address	449 E ADAMS ST, FRANKLIN, IN 46131-1825
Document Number	2022004137
Map Reference	PB 1 PG 13
Instrument Date	Feb 18, 2022
Instrument	2022-004137
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	LENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW & TITLE SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 E ADAMS ST, FRANKLIN, IN 46131-1825

Mortgage

Document Number	2022004138
Date	Feb 24, 2022
Instrument	2022-004138

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 6, 2019
Property Address	449 E ADAMS ST, FRANKLIN, IN 46131-1825
Document Number	2019008609
Map Reference	PB 1 PG 13
Instrument Date	May 2, 2019
Instrument	2019-008609
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 E ADAMS ST, FRANKLIN, IN 46131-1825

Mortgage

Document Number	2019008610
Date	May 6, 2019
Instrument	2019-008610

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 13, 2018
Property Address	449 E ADAMS ST, FRANKLIN, IN 46131-1825
Document Number	2018003201
Map Reference	PB 1 PG 13
Instrument Date	Feb 12, 2018
Instrument	2018-003201
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 E ADAMS ST, FRANKLIN, IN 46131-1825

Mortgage

Document Number	2018003202
Date	Feb 13, 2018
Instrument	2018-003202

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,795.00 (+11.8%) Homeowner's exemption	$275,700 (+32.04%) Land $17,700 Building $258,000	$275,700 (+32.04%) Land $17,700 Building $258,000
2024	$2,500.00 (+7.99%)
2023	$2,315.00 (+67.39%) Homeowner's exemption	$208,800 (+64.67%) Land $17,700 Building $191,100	$208,800 (+64.67%) Land $17,700 Building $191,100
2022	$1,383.00 Homeowner's exemption	$126,800 Land $17,700 Building $109,100	$126,800 Land $17,700 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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