45 Whitebark Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 45 Whitebark Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,488 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (May 2018)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`11710162`

Property Details

APN / Parcel Number

Primary APN	`11710162`
Alternative APNs	`R600 027 000 0016 0000` `R603 027 000 0016 0000`

Interior

Bedrooms	1 Bed
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	11710162
Old Parcel Number	R603 027 000 0016 0000
Street Address	45 WHITEBARK LN
City	BLUFFTON
State	SC
Zip	29909-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 114 SAPPHIRE LAKES BLK 44 PB102 P120-121
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	44
Legal Lot Number	114
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3004
Census Tract	2109

Owner

45 Whitebark Ln is owned and occupied by an individual who bought it in May 2018.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	45 WHITEBARK LN, BLUFFTON, SC 29909-6063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Prior Sale	May 28, 2010
Deed Document Number	2018022757
Deed Book / Page	3663 / 1641
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 1, 2018
Property Address	45 WHITEBARK LN, BLUFFTON, SC 29909-6063
Document Number	0000022757
Book / Page	3663 / 1641
Map Reference	MB 102 PG 120
Instrument Date	Apr 27, 2018
Instrument	2018022757
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$954.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WHITEBARK LN, BLUFFTON, SC 29909-6063

Mortgage

Document Number	0000022760
Date	May 1, 2018
Instrument	2018022760

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 45 Whitebark Ln was $1,301, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (-0.08%)	$11,870 (-26.49%)
2024	$1,302.00	$16,148 (-) Land $4,052 Building $12,096	$403,700 (-) Land $101,300 Building $302,400
2023	$1,302.00 (+11.66%)	$16,148 (+56.47%) Land $4,052 Building $12,096	$403,700 (+56.47%) Land $101,300 Building $302,400
2022	$1,166.00	$10,320 Land $3,120 Building $7,200	$258,000 Land $78,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Whitebark Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 390 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	390 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Whitebark Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitebark Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures