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40 Whitebark Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 40 Whitebark Ln, Bluffton, SC 29909

Property Summary

Property TypeSingle Family Home
Details1,488 sqft · built 2005
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$447,000 (May 2024)
Tax Bill$6,745 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN11710117

Property Details

APN / Parcel Number

Primary APN11710117
Alternative APNs
  • R600 027 000 0011 0000
  • R603 027 000 0011 0000

Interior

Total Rooms5 Rooms
Stories1 Story
Building Area1,488 sqft Living Area

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number11710117
Old Parcel NumberR603 027 000 0011 0000
Street Address40 WHITEBARK LN
CityBLUFFTON
StateSC
Zip29909-6064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4116
Legal DescriptionLOT 109 SAPPHIRE LAKES BLK 44 PB102 P120-121
Legal SubdivisionDEL WEBB SUN CITY
Legal Block44
Legal Lot Number109
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group3
Census Block3004
Census Tract2109

Owner

Source: Beaufort County assessment roll, APN 11710117, as of September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address40 WHITEBARK LN, BLUFFTON, SC 29909-6064
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
May 21, 2020Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MTG
May 21, 2020Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2024 · Amount on Record
Deed SaleMay 30, 2024 · Amount on Record
Prior SaleApr 29, 2005 · Amount on Record
Deed Document Number0043391434
Deed Book / Page3865 / 2981
Prior Transfer DateMay 21, 2020
Prior Transfer Doc2020026505
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address40 WHITEBARK LN, BLUFFTON, SC 29909-6064
Transaction TypeMortgage
Record UpdatedOct 06, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068480
DateSep 28, 2021
Book Page4065/798
Instrument2021068480
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address40 WHITEBARK LN, BLUFFTON, SC 29909-6064
Document Number0000052556
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedOct 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 WHITEBARK LN BLUFFTON SC 299096064, BLUFFTON, SC 29909-6064

Mortgage

Document Number0000052556
DateSep 17, 2020
Book Page003910/000159
Instrument52556
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateMay 21, 2020
Property Address40 WHITEBARK LN, BLUFFTON, SC 29909-6064
Document Number0000026505
Book / Page3865 / 2981
Map ReferenceMB 102 PG 120
Instrument DateMay 15, 2020
Instrument2020026505
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$624.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 WHITEBARK LN, BLUFFTON, SC 29909-6064

Mortgage

Document Number0000026506
DateMay 21, 2020
Instrument2020026506
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll as of September 13, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,745.00 (+461.62%)$26,820 (+84.2%)
2024$1,201.00$14,560 (-) Land $2,700 Building $11,860$364,000 (-18.57%) Land $67,500 Building $296,500
2023$1,201.00 (+11.82%)$14,560 (+51.67%) Land $2,700 Building $11,860$447,000 (+86.25%) Land $67,500 Building $379,500
2022$1,074.00$9,600 Land $2,080 Building $7,520$240,000 Land $52,000 Building $188,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021093, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 390 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies390 in force
Nearby Flood Claims2 (2016–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 54 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBJW&SA
serves 164,829 people
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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